What are Chase Ultimate Rewards transfer partners?

This question is about Chase Credit Cards

Evelyn Boros, Credit Cards Moderator

@evelyn_boros 05/03/21 This answer was first published on 05/03/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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There are 13 Chase Ultimate Rewards transfer partners, including 10 airlines and 3 hotels. Some of the most popular Chase Ultimate Rewards transfer partners are United Airlines, Southwest Airlines, Hyatt, Marriott and IHG. People with a Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card can transfer their rewards points to a partner’s loyalty program. You can do so to pool them with points or miles already there as well as to redeem them for a flight or hotel reservation with the partner.

Transfers to Chase Ultimate Rewards partners are done at a 1:1 ratio, meaning you get one point or mile in a partner’s program for each Chase point. But that doesn’t mean your points will be worth the same amount after you transfer them to one of the Ultimate Rewards transfer partners. The value of hotel points and airline miles can vary a lot.

All transfers to Chase Ultimate Rewards partners are irreversible. Once you transfer your Ultimate Rewards points, you are subject to the rules, fees and redemption policies of the partner’s program.

Ultimate Rewards points transfer instantly into nearly all partner loyalty accounts. In some cases, such as the Marriott reward program, transfers may take up to 2 business days. You may also have to deal with blackout dates, seating limitations and varying mile values while navigating the Chase Ultimate Rewards transfer partners.

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Thomas Friedman, Member

@ultralight11 06/24/19 This answer was first published on 06/24/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Keep in mind that transfers to hotel programs are rarely the best use of your points. If you need a couple of thousand points for a specific redemption, then it makes sense, but large transfers yield very poor value.

People also ask

How many Chase Rewards points do I need for a flight?

The amount of Chase Rewards points you need for a flight is 38,000 based on the average cost of a domestic flight, which is worth roughly $380.

When redeemed for a flight, Chase Rewards points are worth at least 1 cent.

You can find out more info here about how to book travel with Chase travel rewards.… read full answer

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How do you earn Chase travel points?

Making purchases with any Chase rewards credit card will earn you rewards points that you can use for travel. Chase only offers credit cards with points, even though some of them are marketed as being cash back cards. Chase points are worth up to 1.5 cents each when redeemed for travel through the Chase Ultimate Rewards travel portal. Most Chase rewards points are worth 1 cent each. But with the … read full answer Chase Sapphire Preferred® Card, your points are worth 1.25 cents each when redeemed for travel through Chase. And with the Chase Sapphire Reserve® card, they’re worth 1.5 cents each.

Chase Sapphire Preferred cardholders earn 2 points / $1 spent on travel and dining, and 1 point / $1 on all other purchases. The Chase Sapphire Preferred has a $95 annual fee. Chase Sapphire Reserve cardholders have a slightly higher rewards rate at 3 points / $1 spent on travel and dining (with the same 1 point / $1 on all other purchases). Chase Sapphire Reserve’s annual fee is $550. The Sapphire cards also let you transfer points directly to Chase’s airline and hotel partners.

Besides the Sapphire credit cards, Chase has several co-branded travel cards whose points can easily be redeemed for hotel nights, flights, and other travel purchases. One such card is the Marriott Bonvoy Bold™ Credit Card, which gives 3 points / $1 for all Marriott Bonvoy hotel purchases and 2 points/dollar on all other travel-related purchases. The card has a great signup bonus of 30,000 points for spending $1,000 in the first 3 months. Even better, the Marriott Bonvoy Bold has a $0 annual fee.

The IHG® Rewards Club Premier Credit Card is another good travel points credit card from Chase. It has a massive signup bonus of 150,000 points after spending $3,000 in the first 3 months. Cardholders also earn up to 10 points / $1 on IHG hotel purchases and 2 points per dollar on gas, groceries, and restaurant purchases. Although the card has an annual fee of $0 intro 1st yr, $89 after, the rewards can more than cover that if you frequent IHG hotels – especially since you’ll get a free night after each account anniversary.

While Chase has many great rewards credit cards, the Chase Sapphire cards and co-branded hotel cards reward you the most for travel purchases.

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