Chip Lupo, Credit Card Writer
@CLoop
The Citi® / AAdvantage® Executive World Elite Mastercard® offers rental car insurance as a free benefit. Citi AAdvantage Executive Card rental car insurance covers theft of the vehicle, or damage due to an accident, natural disaster, or vandalism, towing expenses to the nearest collision center are also covered. Cardholders are covered up to $75,000. To get the coverage, a cardholder must decline the rental agency’s insurance and pay for the rental entirely with a Citi AAdvantage Executive Card or miles rewards.
Key Things to Know About Citi AAdvantage Executive Card Rental Car Insurance
Coverage Amount. Up to $75,000.
File Claims for Domestic Rentals Through Primary Insurance First. The Citi AAdvantage Executive Card rental car insurance benefit provides secondary coverage for domestic rentals up to 31 days, so you will need to file a claim through your primary insurance carrier first, if you have one.
Coverage Is Primary When Abroad. If you’re renting a vehicle outside of your home country, coverage under the Citi AAdvantage Executive Card rental car insurance benefit is primary and lasts for up to 31 days.
Not All Vehicles Or Incidents Are Covered. The Citi AAdvantage Executive Card rental car insurance benefit does not cover all other vehicles. Coverage also does not apply to certain incidents such as rentals used as a “car for hire,” or rented the car to another person, rental car is used in a way that goes against your rental car agreement, It also won’t cover bodily injury expenses.
Citibank Rental Car Insurance Claims
To file a Citi AAdvantage Executive Card rental car insurance claim, call the Benefit Administrator at 1-866-506-5222 or visit the card’s benefits website to obtain a claim form. You will need to submit the claim form, along with any requested supporting documents no later than 180 days after the incident.
Citi® / AAdvantage® Executive World Elite Mastercard®
Citi® / AAdvantage® Executive World Elite Mastercard®
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People also ask
How does Citi credit card rental car insurance work?
Citibank only offers rental car insurance as a free benefit on some of its credit cards. Citibank rental car insurance covers the cost to repair the rental car or the actual cash value of the rental car, whichever is less, and reasonable towing expenses to the nearest collision repair facility.
Cardholders are covered up to up to $50,000 toward the cost of repairs or the cash value of the car, whichever is less. To...
read full answer by Chip Lupo, Credit Card WriterWhat is the Citi AAdvantage Executive Card concierge benefit?
The Citi® / AAdvantage® Executive World Elite Mastercard® concierge is a free benefit that gives on-demand personal assistant for cardholders. Citi AAdvantage Executive Card cardholders can contact the concierge by calling the number on the back of their card to ask for help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Contacting the concierge is free, but cardholders are responsible for any purchases they authorize the concierge to make.
Things the Citi AAdvantage Executive Card Concierge Can Help With:
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Do I need rental car insurance?
You need some form of insurance to drive a rental car, but you only need to buy extra car insurance from the rental car company if you don’t have personal auto insurance or you’re traveling internationally. Standard car insurance policies usually extend to rental cars, so most drivers are already covered. Many credit cards also provide insurance against damage to the rental car itself.
You Might Need to Buy Rental Car Insurance If You:
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