Chip Lupo, Credit Card Writer
@CLoop
Yes, the Citi Double Cash Card does have pre-approval. Citibank has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Citibank credit cards before they actually apply for one. Current Citibank customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Citibank will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a Citi Double Cash Card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Citi Double Cash Card Pre-Approval Online
- Visit the Citibank pre-approval page.
- Enter your full name, email, address, and the last 4 digits of your Social Security number.
- Select what type of credit card you are interested in (rewards, balance transfer, low intro APR, cash back, or “no preference”).
- Check the authorization box.
- Click “See my offers” to view any pre-approved offers.
If you are pre-approved online, you will see all Citibank credit cards that will give you the highest odds of approval, which may or may not include the Citi Double Cash Card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a Citi Double Cash Card pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Citibank to flag the application as pre-approved.
Citi Double Cash Card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Citi Double Cash Card, Citibank will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.
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