You need a good credit score to get approved for the Citi Double Cash Card. That means applicants need a credit score of 700 or higher for good approval odds. Simply having a 700 credit score does not guarantee approval, however. There are other factors in play, including how your income compares to your debt obligations. That’s actually one reason why we recommend applying for Citi Double Cash Card only if you have a credit score of 700 or higher.
Most people think of “good” credit scores as ranging from 660 to 719. But it’s wise to adjust your sights a bit higher than the minimum for excellent credit when shopping for an elite credit card offer. After all, if you barely meet the Citi Double Cash Card credit score requirement, actually getting approved may still be a long shot.
You can check your latest credit score for free on WalletHub, the only site with free daily updates, to get a sense of your Citi Double Cash Card approval odds. We’ll also give you personalized credit improvement tips to help maximize your chances.
Finally, if you don’t think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn’t mean you’re out of options. You can check out the rest of WalletHub’s picks for the best rewards credit cards to find an offer that suits your standing.