You generally need a good or excellent credit score to get approved, but there is no official minimum Citi® Double Cash Card – 18 month BT offer credit score requirement. In other words, simply having a score above or below a certain threshold does not guarantee approval or rejection. There are other factors in play, including how your income compares to your debt obligations. And that’s why we recommend applying for Citi Double Cash only if you have a credit score of 700 or higher.
Most people think of “good” credit scores as ranging from 660 to 719. But it’s wise to adjust your sights a bit higher when shopping for an elite credit card offer. After all, if you barely meet the Citi Double Cash credit score requirement, actually getting approved may still be a long shot.
Finally, if you don’t think you have the kind of credit score needed for Citi Double Cash Card approval, that doesn’t mean you’re out of options. You can check out the rest of WalletHub’s picks for 2017’s best rewards credit cards to find an offer that suits your standing.
I was just approved for a Citi Double cash a few days ago. My average Fico was about 632. But my other factors probably helped. Only 4 hard inquiries in the last two years (but that's because of the SCT). Zero late payments in over two years. (it would be longer but a charge off was errouneously listing my payment as 'late') And my credit utilization was 35%.
They have a prequalification that won't affect your score. No hard pull. I got an invite in mail and approved with a 641. My usage stays below 17% at all times. Low debt to income ratio. Only 2 hard inquiries. Rebuilding after separation and paying everything off. All closed accounts. Got first credit card a few months ago in over 15 years to start boosting score. I use and payoff immediately. This will be my card of choice to pay everything then pay off. Free Christmas money!!
Yeah, you need a good credit score for this card, so you should have at least 700 to have a shot.
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