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The Citi Strata Premier® Card credit score requirement is good credit or better. That means we recommend a credit score of 700 or better to have a shot at getting approved for the Citi Strata Premier® Card.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Citi Strata Premier® Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status. Keep in mind that lenders might use a different score when deciding whether to approve you for a financial product and approval is never guaranteed.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Citi Strata Premier® Card credit score requirement. You can check your credit score for free on WalletHub.
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What credit bureau does Citibank use for credit card approval?
Citibank mainly uses Experian to assess your creditworthiness when you apply for a credit card, though they may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for a Citibank credit card.
Key Things to Know
- When you apply, Citibank will perform a hard inquiry on your credit report, which might temporarily damage your credit score by a...
How can I check my Citi credit card application status?
You can check your Citibank credit card application status online or by phone at 1 (866) 606-2787. For both methods, you’ll need to provide your date of birth, phone number and zip code so that Citibank can match you to your application.
How to Check Your Citibank Credit Card Application Status Online
- Visit the Citibank application status page.
- Give your date of birth, phone number and zip code when prompted.
- View your credit card application status:...
How do I request a credit limit increase with Citibank?
You can request a Citibank credit limit increase online, through the Citibank mobile app, or by calling customer service at (800) 950-5114. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Citibank has on file. Citibank will be more likely to increase your credit limit if the revised income clearly shows that you can...
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