Maria Adams, Credit Cards Moderator
@m_adams
You can apply for a Citi credit card online, at a branch, or by calling (800) 248-4226. Applying for a Citi credit card online is the best approach because you can access the Citibank website anytime, and you may receive an instant decision.
In some cases, however, Citibank may need additional information to process the request. You can check your Citi credit card application status online or by calling (888) 201-4523.
How to Apply for a Citi Credit Card
- Online
- Visit the Citibank website and navigate to the credit cards section.
- Compare the available options and pick a Citi credit card.
- Select “Apply Now” to see the card’s full details.
- Click the “Apply Now” button again to be redirected to a secure online application form.
- Fill out the application with your personal information, read though the terms and conditions, and hit “Agree & Submit.”
- Over the Phone
If you want to apply for a Citi credit card by phone, call Citibank at (800) 248-4226. When prompted, press or say “3” and wait until you are connected to a live representative. Then, tell the representative which card you’d like to apply for. You will have to provide some personal information, such as your full name, address, and Social Security number.
You can also call (800) 325-2865 to reach the Citi phone line for people who are hearing impaired.
- In a Branch
To apply for a Citi credit card in person, you can visit one of Citibank’s physical locations in the U.S. To find the branch closest to you, use Citibank’s online branch locator tool.
It is worth noting that most Citibank credit cards require good credit or better for approval. This means you will need to have a credit score of at least 700 to qualify, in most cases. You can check your latest credit score for free, right here on WalletHub.
Popular Credit Cards from Citi, Our Partner
-
Initial Bonus
-
Cash Back
-
0% Intro Rates
People also ask
How can I check my Citi credit card application status?
You can check your Citibank credit card application status online or by phone at 1 (866) 606-2787. For both methods, you’ll need to provide your date of birth, phone number and zip code so that Citibank can match you to your application.
How to Check Your Citibank Credit Card Application Status Online
- Visit the Citibank application status page.
- Give your date of birth, phone number and zip code when prompted.
- View your credit card application status:...
What are the Citibank credit score requirements?
Citibank’s credit score requirement is good credit or better for most cards (700+ credit score recommended). One exception is the Citi® Secured Mastercard® because it is designed for people with less than 3 years of credit history, which is considered limited credit.
Keep in mind that it’s best to wait to apply for a card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Citibank Credit Score Requirements by Card
- Citi® Secured Mastercard®: less than 3 years of credit history (Limited History credit)
- Citi Strata Premier® Card:...
What are the minimum Citibank credit card requirements?
The minimum Citibank credit card requirements include being at least 18 years old, having a good credit score or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number. Some requirements may vary depending on the card.
Minimum Citibank Credit Card Requirements
- Enough income to make the monthly minimum payment
- Good credit or better for certain cards...
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.