James Bronzz, WalletHub Analyst
@jbronz
Transactions that qualify as gas purchases for the Costco Credit Card include those made at Costco and at almost all other gas stations. EV charging purchases are also eligible for the cash back bonus.
Eligible gas stations include any facilities that assign a merchant category code (MCC) for gas and EV charging stations to its fuel purchases. Fuel used for non-automobile purposes as well as gas charges at supermarkets, superstores, and warehouse clubs other than Costco do not qualify as gas purchases.
Costco Credit Card Rewards
- Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
- Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
- 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Just keep in mind that this card is available to people with excellent credit. To learn more, check out WalletHub’s full Costco Credit Card review and our complete picks for the best credit cards for gas and groceries.
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People also ask
What are the Costco Credit Card categories for rewards?
The Costco Anywhere Visa® Card by Citi categories for bonus rewards are eligible gas, restaurant and travel purchases, as well as Costco and Costco.com purchases. Purchases that fall into the Costco Credit Card bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So, if a merchant...
read full answer by Chip Lupo, Credit Card WriterWhat qualifies as a travel-related purchase for the Costco Visa card?
Transactions that qualify as travel-related purchases for the Costco Credit Card include airfare, hotel bookings, car rentals, and more.
Guide to Costco Credit Card’s Travel-Related Purchases
- Eligible travel-related purchases: airfare, hotel bookings, car rentals, and cruises. Purchases from Costco Travel and other travel agencies also fall under the Costco Credit Card’s travel category.
- What is not included: There are a number of transactions that are not considered eligible travel for the Costco Credit Card rewards, such as train and commuter travel fares, bed and breakfasts, timeshares, campgrounds,...
Can you use Costco Credit Card anywhere?
Yes, you can use the Costco Anywhere Visa® Card by Citi anywhere that accepts Visa. That means you can use the Costco Credit Card at virtually any merchant that takes credit cards in the U.S., as well as millions more worldwide.
The Costco Credit Card has a 0% foreign transaction fee, which means you won't incur extra charges for international purchases. The card’s annual fee is $0.
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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I been using my card at wawa for gas and not getting the 4%. What should I do
Non automotive probably means you can't get more than a 1% discount on non ethanol gas, which is used in a lot of boats.