Chip Lupo, Credit Card Writer
@CLoop
The biggest disadvantage of the Aspire® Cash Back Rewards Mastercard is that it charges a high annual fee, at $85-$175 1st yr, $49 after. Therefore, it’s not a great option for people who use their card infrequently or are tight on money. There are a few other disadvantages of the Aspire Card to be aware of, too.
Aspire Card Disadvantages
- Annual fee: The annual fee is $85-$175 1st yr, $49 after.
- High APR: The Aspire Card has a relatively high APR, at 36% Fixed.
- No 0% APR on purchases: The Aspire Card does not currently offer a 0% APR promotion on purchases, so it is not good for people looking to finance big purchases.
- No 0% balance transfer APR: There is no promotional 0% APR on balance transfers.
In addition, there are plenty of other disadvantages applicable to all or most credit cards. Some examples are the hard credit pull that usually happens when you apply, interest charged on balances that are carried from month to month, and the potential to overspend.
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People also ask
How can I log in to my Aspire Credit Card account online?
To log in to your Aspire® Cash Back Rewards Mastercard account, go to the login page on the Aspire website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign In” to access your online account. If you don’t already have an account, you will need to start by clicking “Not Enrolled? Sign Up Now” in order to set up a username and password.
How to Log in to a Aspire Card Account
... read full answer by Chip Lupo, Credit Card WriterHow do I make an Aspire Card payment?
You can make an Aspire Cash Back Reward Card payment online, by phone, through the Aspire mobile app or by mail. To pay an Aspire Card bill online, log in to your online account and click on "Make Payment." Then, choose how much to pay, when to pay it, and where the payment is coming from. Aspire does allow cardholders to set up automatic payments, too.
Ways to Make an Aspire Card Payment
- Online: Log in...
How much is the Aspire Credit Card annual fee?
The Aspire Card annual fee is $85 - $175 for the first year and $49 after that. The Aspire Card also charges cardholders monthly fees, starting with the second year an account is open.
Aspire Card Fees
- Annual Fee: $85-$175 1st yr, $49 after
- Monthly Fee: $0 1st yr, $15 after
- Cash Advance Fee: 5% (min $10)
- Foreign Transaction Fee: 3%
- Max Late Fee: $41
- Monthly Fee: $0 1st yr, $15 after
For context, the average annual fee...
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