Chip Lupo, Credit Card Writer
@CLoop
The biggest disadvantage of the Wells Fargo Autograph® Card is that it is available to people with at least good credit, which means the average person may struggle to qualify. There are a few other disadvantages of the Wells Fargo Autograph Card to be aware of, too.
Wells Fargo Autograph Card Disadvantages
- Requires high credit scores: The Wells Fargo Autograph Card requires at least good credit for approval.
- No 0% intro balance transfer APR: There is no promotional 0% intro APR on balance transfers.
- Balance transfer fee: The balance transfer fee is 3% intro for 120 days from account opening, then up to 5% (min $5).
- High APR: The Wells Fargo Autograph Card has a relatively high APR, at 18.49%, 24.49%, or 28.49% Variable.
In addition, there are plenty of potential disadvantages applicable to all or most credit cards. Some examples are the hard credit pull that usually happens when you apply, interest charged on balances that are carried from month to month, and the potential to overspend.
People also ask
How do I apply for the Wells Fargo Autograph Card?
The easiest way to apply for the Wells Fargo Autograph Card is online, and you can get to the online application by clicking the "Apply Now" button on WalletHub. Applying online is the fastest method and often leads to an instant response. Keep in mind that the Wells Fargo Autograph Card is available to people with good credit or better, which means you need a 700+ credit score for high approval odds. You can check your credit score for free here on WalletHub.
How to...
read full answer by Adam McCann, Financial WriterWhat is the Wells Fargo Autograph Card credit limit?
The Wells Fargo Autograph Card credit limit is $1,000 or more. Everyone who gets approved for Wells Fargo Autograph Card is guaranteed a credit limit of at least $1,000, and the most creditworthy applicants could get much higher limits. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The Wells Fargo Autograph Card credit limit that you receive upon approval isn’t necessarily permanent. You can ask to get a credit limit increase by calling the Wells Fargo customer service number...
read full answer by Chip Lupo, Credit Card WriterWhat are the best Wells Fargo Autograph Card benefits?
The best Wells Fargo Autograph Card benefits are cell phone protection and rental car insurance. The Wells Fargo Autograph® Card also has emergency card replacement and emergency cash disbursement, which are more common perks across Wells Fargo credit cards.
Wells Fargo Autograph Card Benefits
- Cell phone protection
- Rental car insurance
- Emergency card replacement
- Emergency cash disbursement
- Roadside dispatch
- Concierge services
- Travel and emergency assistance services
- Zero Liability protection
In addition to these...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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