Can I make a Discover card balance transfer to my checking account? This question is about the Discover it® Balance Transfer

No, you cannot transfer a balance from your Discover credit card to a checking account. When you make a credit card balance transfer, you use a credit card to pay off an existing debt. However, you can use a cash access check to transfer funds from your Discover credit card into your checking account. You will be able to order Discover card checks once your account has been open for at least 15 days. Here’s how to transfer funds from your Discover credit card to a checking account: Order Discover card checks. You can do so either through your online account or by calling (800) 347-2683. Deposit the check. After you have received the check, you can fill it in with an amount up to your card’s credit limit. You can go to your local bank or sometimes you can deposit the check via the mobile app, depending on the bank. Wait for the deposit to process. It can take a few days for the check to be deposited. But sometimes it can take longer. However, keep in mind that Discover credit card cash access checks are considered cash advances and can be expensive. So it’s best to use them just in case of emergency. You should also note that you can only transfer funds to checking accounts from which you’ve made payments to your Discover credit card bill in the past.

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Can I make a Discover card balance transfer to my checking account?

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This question is about the Discover it® Balance Transfer

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Jose Palace, Member

@jose_palace1 • 01/27/23 This answer was first published on 02/15/18 and it was last updated on 01/27/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, you cannot transfer a balance from your Discover credit card to a checking account. When you make a credit card balance transfer, you use a credit card to pay off an existing debt.

However, you can use a cash access check to transfer funds from your Discover credit card into your checking account. You will be able to order Discover card checks once your account has been open for at least 15 days.

Here’s how to transfer funds from your Discover credit card to a checking account:

Order Discover card checks. You can do so either through your online account or by calling (800) 347-2683.
Deposit the check. After you have received the check, you can fill it in with an amount up to your card’s credit limit. You can go to your local bank or sometimes you can deposit the check via the mobile app, depending on the bank.
Wait for the deposit to process. It can take a few days for the check to be deposited. But sometimes it can take longer.

However, keep in mind that Discover credit card cash access checks are considered cash advances and can be expensive. So it’s best to use them just in case of emergency. You should also note that you can only transfer funds to checking accounts from which you’ve made payments to your Discover credit card bill in the past.

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Still Learning, RETIRED

@Z9CLINE9 • 10/17/18 This answer was first published on 10/17/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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yes, I have done this myself, but I already had the card. IIRC you can only do it to an account you pay the card from.

Answer Question

How do I do a balance transfer with Discover?

To do a balance transfer with Discover, fill in the balance transfer portion of the application for a new Discover card or select “Balance Transfer” from the “Manage” menu on the Discover website for an existing account. You can also make a request over the phone 48 hours after approval, at 1 (800) 347-5508. Discover balance transfer requests require the account number for the balance as well as the amount to transfer. Discover usually takes...

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How can I transfer money from my credit card to a bank account in 2023?

You can transfer money from your credit card to a bank account with a cash advance, a convenience check, apps such as Venmo, or money transfer services such as Western Union. But it is expensive to transfer money from a credit card to a bank account and should be avoided.

If you use a credit card for a cash loan, you’ll normally pay between 3% and 5% as a cash advance fee, plus a high APR...

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Can I do a balance transfer to a checking account from my credit card?

No, you cannot do a balance transfer to a checking account from your credit card. A credit card balance is a debt that you owe. A checking account balance is an asset that you own. Also, a credit card balance transfer is when you use a credit card to pay off an existing debt, from another credit card or loan, in order to get a reduced interest rate.

There is such a thing as a balance transfer check,...

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