Jose Palace, Member
No, you cannot transfer a balance from your Discover credit card to a checking account. When you make a credit card balance transfer, you use a credit card to pay off an existing debt.
However, you can use a cash access check to transfer funds from your Discover credit card into your checking account. You will be able to order Discover card checks once your account has been open for at least 15 days.
Here’s how to transfer funds from your Discover credit card to a checking account:
- Order Discover card checks. You can do so either through your online account or by calling (800) 347-2683.
- Deposit the check. After you have received the check, you can fill it in with an amount up to your card’s credit limit. You can go to your local bank or sometimes you can deposit the check via the mobile app, depending on the bank.
- Wait for the deposit to process. It can take a few days for the check to be deposited. But sometimes it can take longer.
However, keep in mind that Discover credit card cash access checks are considered cash advances and can be expensive. So it’s best to use them just in case of emergency. You should also note that you can only transfer funds to checking accounts from which you’ve made payments to your Discover credit card bill in the past.
Still Learning, RETIRED
yes, I have done this myself, but I already had the card. IIRC you can only do it to an account you pay the card from.
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