Can I make a Discover card balance transfer to my checking account?
No, you cannot transfer a balance from your Discover credit card to a checking account. When you make a credit card balance transfer, you use a credit card to pay off an existing debt.
However, Discover offers checks that can be used for either a balance transfer or a cash advance. In this case, you can use a check to transfer funds from your Discover credit card into your checking account. Just keep in mind that if your Discover card has a promotional APR offer for balance transfers, you can only use the check for cash advances after that promotional balance transfer APR has ended.
You will be able to order Discover card checks as soon as your account has been open and you have received your credit card in the mail. It takes 3-9 business days for the new card to arrive once you've been approved.
Here's how to transfer funds from your Discover credit card to a checking account:
- Order Discover card checks. You can do so either through your online account or by calling (800) 347-2683.
- Deposit the check. After you have received the check, you can fill it in with an amount up to your card's credit limit. You can go to your local bank or sometimes you can deposit the check via the mobile app, depending on the bank.
- Wait for the deposit to process. It can take a few days for the check to be deposited. But sometimes it can take longer.
However, keep in mind that if you use a Discover credit card check to transfer money into your checking account, this transaction is considered a cash advance and can be expensive. So it's best to use them just in case of emergency. You should also note that you can only transfer funds to checking accounts from which you've made payments to your Discover credit card bill in the past.







