Sebi Mitchell, Credit Cards Moderator
@sebim
Applicants can check their Discover it® Cash Back application status online or by phone at 1 (800) 347-3085. For both methods, you’ll need to provide your Social Security number and ZIP code so that Discover can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending.
How to Check Your Discover it Cash Back Application Status Online
- Go to the Discover application status page.
- Give your Social Security number and ZIP code when prompted.
- View your Discover it Cash Back application status: approved, denied, or pending.
Typically, you’ll receive Discover’s decision on your application within 7-10 business days. Many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
You may not like what you learn when you check your application status. But those who get denied can still ask Discover to reconsider by calling 1 (800) 347-2683.
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People also ask
What's the minimum credit score needed for Discover cards?
The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there’s no minimum credit score requirement, such as the Discover it® Secured Credit Card which you might be able to get with a below-average credit score (below 640).
Minimum Credit Score Needed for Each Discover Card
- Discover it® Secured Credit Card: No minimum score, applicants with bad credit are eligible for approval (below 640).
- Discover it® Student Cash Back: Available to applicants...
How does the Discover cash back bonus work?
The Discover cash back bonus pays you back a certain percentage of the money you spend as a reward. The Discover cash back bonus can be redeemed at select merchants, for gift cards, charity, or cash. More specifically, there are three types of Discover cashback bonuses:
- 5% bonus rate: You earn 5% cash back on up to $1,500 in combined category spending per quarter in rotating bonus categories (which change every quarter and require activation), and 1% back on all other purchases. The Discover credit cards that offer this deal are the Discover it® Cash Back, the NHL® Discover it®, and the Discover it® Student Cash Back.
- Cash back in categories...
How can I get a Discover it Cash Back credit limit increase?
The easiest way you can get a Discover it Cash Back credit limit increase is by requesting it online, from your account on Discover’s website. Alternatively, you can call customer service at (800) 347-2683 and talk to a credit card expert.
Discover is also known for granting credit limit increases proactively. Starting 6 months into your account, Discover will take a basic look at your credit and payment history. If they like that they see, they may...
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