The Discover student credit card requirements are for you to be at least 18 years old and have U.S. citizenship, a Social Security number and income. You won’t need to have any kind of credit history, as student cards are designed for people with limited or no credit. And, naturally, you’ll have to be a student.
Thee Discover it Student Cash Back and Discover it Student chrome cards have the same approval requirements. They also have the same annual fee ($0), foreign transaction fee ($0) and first-year bonus (rewards doubled). But there are some differences.
Discover will take other factors into account when you submit your application, too. For example, they’ll look at the number of accounts you already have open, if any, and your recent credit inquiries.
Here are the Discover student card requirements:
- 18+ years old
- U.S. citizen
- Valid Social Security number (cannot apply with ITIN)
- Enough income to afford a credit card
- Be a student (enrolled in school)
- Not have too many recent credit inquiries (best to only apply for one card each year)
- No more than one other Discover card account (limit two overall)
- Not have too many other negative points on your credit report (e.g. tax liens, court judgments)
Overall, the Discover student card requirements aren’t too hard to satisfy. And getting either of the two Discover it Student cards is an excellent way to start building your credit history.
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