The Discover it Student Cash Back requirements are for applicants to be U.S. residents of at least 18 years of age and enrolled into a College, University or Trade School. In terms of credit requirements, this card is aimed at applicants with limited history credit.
If Discover requires proof of student status, they will accept any document that verifies your name, your school name, and your enrollment dates.
Whether your finances aren’t so great or they’re right on track, you should be able to find a Discover card that works for you. Let’s take a look at Discover’s offers and what score you need to get approved.
Minimum Credit Score Needed for Discover Cards:
Discover it® Secured Credit Card: No minimum score, will approve bad credit applicants
Discover it® Student Cash Back: Available to applicants with limited or no credit
Discover it® Student chrome: Available to applicants with limited or no credit
Discover it® Cash Back: Good credit (700+) required
NHL® Discover it®: Good credit (700+) required
Discover it® chrome: Good credit (700+) required
Discover it® Miles: Good credit (700+) required
There aren’t any Discover cards that flat-out require excellent credit, currently. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.
With that being said, it’s not just your credit score you should worry about. For example, Discover will consider how your income compares to your debt, along with your employment status, whether you own or rent your home, how many loans and lines of credit you already have open, and more.
The best credit card for a 700 credit score could be the Capital One Venture Rewards Credit Card if you’re eager to earn travel rewards, Blue Cash Preferred if you’d prefer cash back or Wells Fargo Platinum card if you want 0% APRs. It all depends on your individual needs, as no card does everything best. But you do want to focus on cards that require “good” credit or below, since 700 is a good credit score. Of course, there are other things that affect the application process too, like income and the number of recent inquiries on your report.… read full answer
A good way to figure out whether you’re eligible for a particular credit card with your 700 credit score is to check for pre-approval on the issuer’s website. If you’re pre-approved for a card, you’re not guaranteed approval, but your odds are high – usually around 90%. You can do a pre-approval check for most of the best credit cards for a 700 credit score.
Here are the best credit cards for 700 credit scores
As you may have noticed, a lot of the best credit cards for 700 credit scores don’t have annual fees. So, you can pick up some great perks without having to shell out money for the privilege of having a card.
The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.… read full answer
If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.
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