Patrick Murphy, WalletHub Analyst
@stpatrick1982
No, you don't need an invitation to apply or get approved for the Mastercard® Black Card. Pre-approval offers do drastically improve your odds, but approval is never 100% guaranteed. As long as you meet their requirements you should be able to get approved.
Mastercard® Black Card Requirements for Approval
- At least good credit (700+ credit score recommended)
- U.S. residency
- Applicants must be at least 18 years old.
- Enough income to afford the card's $699 annual fee and monthly payments
Unfortunately, the issuer does not specify any income requirements, but the more you earn and the less your debt is, increases your chances of getting approved. If you're not tied to Mastercard you can check our editors' picks for the most exclusive credit card.
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People also ask
What are the Mastercard Black Card approval requirements?
The minimum requirements for the Mastercard® Black Card include being at least 18 years old, having a good credit score of 700 or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number.
Minimum Mastercard® Black Card Requirements
- Enough income to make the monthly minimum payment
- Good credit or better (700+ credit score)
- 18+ years old
- Social Security number...
How high is the Mastercard Black Card's credit limit?
There is no disclosed starting credit limit for the Mastercard® Black Card. For the most part, Mastercard® Black Card credit limits depend on each applicant’s overall creditworthiness. People with the most income and the best credit scores are generally offered the highest starting credit limits.
That said, the Mastercard® Black Card credit limit that you receive upon approval isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the Barclays Bank US customer service number on the back of your...
read full answer by Frieda Reiss, WalletHub Credit Card AnalystDoes the Mastercard Black Card have pre-approval?
Yes, the Mastercard® Black Card does have pre-approval. Barclays requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for a Mastercard® Black Card means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.
Keep in mind that Mastercard® Black Card pre-approval does not affect your credit...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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