John Miller, Credit Cards Moderator
@john_miller
Yes, your credit score will go down if you don’t use your Victoria's Secret Credit Card at least once every 2 years. That's because after 2 years of inactivity, the issuer might close your account, and that could hurt your credit score. Still, your credit standing should rebound in a couple of months, as long as you have other open accounts that you’re paying on time.
However, if the inactivity period is less than 2 years, then no, your credit score won't go down. On the contrary, if your card is in good standing it will continue to help your credit score, even if you don’t make purchases with it.
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