Chip Lupo, Credit Card Writer
@CLoop
Yes, the OppFi Card reports to the credit bureaus every month, within days after the cardholder’s billing period closes. OppFi reports the card’s credit limit, account balance, and payment history to all three of the major credit bureaus: Experian, TransUnion, and Equifax.
Once the OppFi Card reports your account information to a credit bureau, it may take a few days from when the bureau receives the info before the updates appear on your credit report. Keep in mind that new OppFi Card users may not see any credit account info on their credit report for one or two billing periods after being approved for an account.
To see what information OppFi is reporting to the credit bureaus on your OppFi Card account and when it’s being reported, sign up for a WalletHub account for daily updates on both your credit report and your credit score.
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