When do creditors report to credit bureaus?

Lenders are required by the Fair Credit Reporting Act to report accurate account information to the various credit reporting agencies every month. This information is typically transmitted on your billing cycle date. That’s why scores can literally change daily.

On that note, WalletHub is the first and only website to offer free credit scores and full credit reports that are updated on a daily basis:  /free-credit-score.

It generally takes up to one month for a paid collection account to show on your credit report. Creditors usually report to credit bureaus once a month, so depending on when you paid off your collection account, it could take anywhere from a few days to one month for your payment to be reflected on your credit report. You can use your free credit report through your WalletHub account to track the payment status of your collection account.

Typically, lenders report your account information to the credit bureaus once a month, therefore you should allow at least 30 days for any type of development to show up on your credit report.
That being said, please note that collection accounts stay on the credit report for seven years from the the date of the first missed payment. You can learn more at: https://wallethub.com/edu/negative-information-on-credit-report/25499/.

It takes a month.