Ryan P Page, Staff Writer
@ryan_page
The first four digits of a Visa card are part of the IIN (Issuer Identification Number) or BIN (Bank Identification Number). Visa card numbers always start with 4, and the next five digits tell which credit card company, bank, or credit union issued the card. Every digit on a Visa credit card provides a different piece of information.
Meaning of a Visa Credit Card Number
- The first digit of your Visa card will always be a “4” because that is the number assigned to the Visa card network.
- The next five digits, together with the first digit, are the issuer identification number (IIN), which lets you know which bank or credit union issued the card.
- Digits 7 through 15 represent your specific credit card account. These numbers will be different from card to card, even if two cards have the same issuer.
- The final digit of your Visa card is unique and designed to protect you from credit card fraud. This last number on the card serves as a final check for payment processors.
You can read WalletHub’s guide to learn more about credit card numbers and what they mean. You can also look at the best Visa credit card offers currently available if you’re interested in a new card.
People also ask
Do all Visa cards start with the same 4 numbers?
No, all Visa cards don’t start with the same 4 numbers. However, they do have the same first digit, which is always the number “4.” In fact, each card has a unique string of numbers, but the first digit can help you identify the payment network.
The next 5 digits indicate the bank that issued the card. The 7th digit through the second to last is the cardholder’s personal account number. The last digit of each Visa card’s number...
read full answer by Maria Adams, Credit Cards ModeratorCan you identify cards by the first 4 digits?
No, you cannot identify cards only by the first 4 digits. While the 1st digit can help you identify which network the card operates on (Visa, Mastercard, American Express, etc), you’ll need the next 5 digits in order to identify the issuing company, too.
In other words, you’ll need to know the first 6 digits of the card in order to reveal more information about it. For example, a credit card starting with 403766...
read full answer by John Miller, Credit Cards ModeratorWhat type of credit card starts with 4147?
A Visa credit card starts with 4147, judging from the first digit of this string of numbers. Each credit card has a unique string of numbers, but the first one can help you identify the payment network. When combined with the first digit, the next 5 digits identify the credit card issuer. So, depending on the 2 digits that follow this number, the card could be issued by either Chase or Capital One, among other issuers.
4 Major Parts of...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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