Chip Lupo, Credit Card Writer
@CLoop
It takes 7 - 10 business days to receive a TD credit card once the application is approved. The timeline is the same for replacement cards, though replacement cards have the option of 48-hour expedited delivery, which may incur a fee of up to $25. TD Bank does not offer expedited delivery for new credit cards.
The total time it takes to get a TD credit card ultimately depends on how quickly you're approved for the card. In most cases, you'll receive an instant decision if you apply for a TD credit card online, by phone, or in person at a TD Bank branch. In some cases, however, TD Bank will need more time to review your application.
Plus, if you apply for a TD credit card by mail, it could be 7 to 10 business days before you receive a decision on your application. That's in addition to the time it would take to get your new TD credit card in the mail if you're approved.
Once you receive your TD credit card, you must activate the card before you can use it. It only takes a few minutes to activate, and you can do so either by phone or online.
Popular TD Bank Credit Cards
-
No Interest
-
Cash Back
-
0% Intro APR
People also ask
How hard is it to get a TD Bank credit card?
It is not very hard to get a TD Bank credit card because TD Bank offers cards for people with bad credit or better. The easiest credit card to get from TD Bank is the TD Cash Secured Credit Card, which is available to applicants with bad credit. Depending on your credit score, you may be able to qualify for other TD Bank credit cards, too.
Minimum Credit Score for Notable TD Bank Credit Cards
- TD Cash Secured Credit Card: Bad credit
- ...
Does TD Bank give instant approval?
TD Bank gives instant approval on its credit cards, but only some of the time. Instant approval is possible when applying for a TD Bank credit card online, though getting approved for an account – immediately or otherwise – is never guaranteed. Fortunately, there are several things that can increase your chances of getting approved right away, from having a high credit score to making sure you fill out the application accurately.
Factors That...
read full answer by Jason Miles, Wallethub Credit Card ConsultantWhat are the TD Bank credit score requirements?
TD Bank’s credit score requirement is 700 or higher for most cards. One exception is the TD Cash Secured Credit Card because it requires a credit score of at least 300 for approval, which is considered bad credit.
Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Credit Score Recommended by TD Bank Card
- TD Cash Secured Credit Card: 300 (Bad credit)...
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.