Robert Sambrick, WalletHub Analyst
@robsam
There is no limit on the number of Chase credit card authorized users you can have. Authorized users get their own card and have full access to the account. As the primary cardholder you can earn rewards on the purchases made by authorized users, but you are also financially liable for all charges on the account.
To add an authorized user, sign in to your online account. It’s worth noting that Chase reports information to credit bureaus for authorized users.
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People also ask
Does Chase report authorized users to credit bureaus?
Yes, Chase reports authorized users to credit bureaus. Chase will report authorized users to all three of the major credit bureaus – TransUnion, Equifax, and Experian – soon after they’re added to a primary cardholder’s account. Once it begins reporting an authorized user to the credit bureaus, Chase will provide all account activity, both positive and negative, to the credit bureaus once a month.
It’s important to remember that the primary cardholder is responsible...
read full answer by Chip Lupo, Credit Card WriterHow do I remove an authorized user from a Chase credit card?
To remove an authorized user from a Chase credit card, call the phone number on the back of your card or send a message through Chase’s Secure Message Center in your online account if you are the primary accountholder. Authorized users only have the option to call to remove themselves from a Chase credit card account.
How to Remove an Authorized User From a Chase Credit Card
- Call the phone number on the back of...
Does Chase offer joint credit cards?
No, Chase does not offer joint credit cards, which means applicants are not allowed to apply for a credit card with a second person and share responsibility for the account. As an alternative to joint credit cards, Chase offers the ability to add authorized users.
The biggest difference between an authorized user and a joint cardholder is that authorized users aren’t responsible for paying for any purchases. In addition, Chase will not check an authorized user’s credit...
read full answer by Sebi Mitchell, Credit Cards ModeratorDid we answer your question?
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