Chip Lupo, Credit Card Writer
@CLoop
To cancel an HDFC credit card, call customer service at 1 (800) 202-6161 or log in to the HDFC website or mobile app. Cardholders can also cancel an account in person at an HDFC Bank branch, or by mail.
Be aware that if there’s a balance remaining on the canceled account, you are still required to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your HDFC card.
How to Cancel an HDFC Credit Card
By phone
Call customer service at 1 (800) 202-6161 Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.
Online
Log in to the HDFC website or mobile app. You can initiate a live chat with a customer service representative and request that your card be canceled.
In person
Click the link on the HDFC website or mobile app for a list of HDFC branch locations. Enter your state and city to find a branch in your area.
By mail
Send your written request to cancel the card to:
HDFC Bank Credit Cards
PO Box 8654
Thiruvanmiyur, Chennai-600041
It’s important to note that when you cancel your HDFC card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. Using WalletHub’s free credit score simulator can help you get an idea of how much a canceled credit card will affect your credit score.
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