Chip Lupo, Credit Card Writer
@CLoop
The minimum HSBC credit card requirements include being at least 18 years old, having a excellent credit score of 750 or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number. Some requirements may vary depending on the card.
Minimum HSBC Credit Card Requirements
- Enough income to make the monthly minimum payment
- Good credit or better (700+ credit score)
- 18+ years old
- Social Security number
- Employment information
- Physical U.S. address (no P.O. boxes)
If you apply for an HSBC card, make sure you enter all the required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime. Similarly, keep in mind that the above requirements are guidelines and approval is never guaranteed.
If you don't know whether your credit score qualifies you for an HSBC credit card, you can check it for free on WalletHub. It's also worth checking out our editor's guide on how to improve your credit score.
People also ask
How do I apply for an HSBC credit card?
You can apply for an HSBC credit card either online or over the phone at (877) 850-4722. You can also submit a credit card application at a HSBC Bank branch. Note that you must first open an HSBC deposit account before applying for an HSBC credit card.
To apply, you must be at least 18 years old, have a Social Security Number (SSN) and a U.S. residential address. If you don’t have an SSN or you...
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A good annual income for a credit card is more than $62,000 per year, since that puts you above the U.S. median. At the very least, you are required to have enough income to afford the monthly minimum payments on a credit card, along with your other financial obligations.
Having enough money to pay the monthly bills is the only official minimum income requirement for credit card approval in general, but individual credit card...
read full answer by WalletHub, Financial CompanyHow do I get a credit card for the first time?
To get a credit card for the first time, you must be at least 18 years old and have enough income to afford monthly credit card payments, in addition to your other expenses. The minimum payments on a starter credit card usually are around $15 per month.
The two basic steps involved in getting a credit card for the first time are to: 1) compare credit card offers designed specifically for people with limited or no...
read full answer by Adam McCann, Financial WriterDid we answer your question?
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