Adam McCann, Financial Writer
@adam_mcan
Yes, the Capital One Venture X Rewards Credit Card is a high-end card because it has lucrative rewards and charges a $395 annual fee. Its perks and rewards can save you money even with the high annual fee, depending on how much you take advantage of them.
Why the Capital One Venture X Is High-End
- Annual Fee: $395
- Rewards Earning Rate: 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on flights and vacation rentals booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25, as well as 2 miles per $1 on all other purchases
- Initial Bonus: 100,000 miles for spending $10,000 on purchases in the first 6 months (limited-time offer)
- Benefits: Annual travel credits, airport lounge access, anniversary bonus, access to luxury hotels, and more
Each high-end card is unique in the perks and rewards it offers, so it may be worth comparing the Capital One Venture X with other exclusive credit cards and the best credit cards overall to see which card best fits your lifestyle.
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People also ask
What is the highest end credit card?
The highest-end card is the American Express Platinum Card®. It has a wide array of high-end benefits, including airport lounge access and yearly credits for things like fees on a pre-selected airline, Uber charges, hotel stays, and Saks Fifth Avenue purchases (benefits require enrollment). The Platinum Card® also has a high-end annual fee, at $895, and it’s only available to people with good credit or better.
5 Highest-End Cards Right Now
- American Express Platinum Card®: Overall
- Capital One Venture X Rewards Credit Card (see details, rates & fees): Lounge...
Does Capital One have a luxury card?
Yes, Capital One has one luxury credit card, the Capital One Venture X Rewards Credit Card (see details, rates & fees). It is considered a luxury card because it is very expensive, with an annual fee of $395, and it rewards cardholders with 2 - 10 miles per $1 spent on purchases, while providing supplemental perks such as 10,000 bonus miles every year and annual travel credits. There is an initial bonus of 100,000 miles for spending $10,000 on purchases in the first 6 months (limited-time offer), too.
Key Things to Know About the Capital One Luxury Card
- Name: Capital One Venture X Rewards Credit Card (see details, rates & fees)...
What are the best credit cards for rich people?
One of the best credit cards for rich people is the Centurion® Card from American Express. This card is extremely exclusive, as it’s available only through invitation to high-income, high-spending Amex clients. This card has no preset spending limit, which means that the amount you can spend can change each month based on how much you choose to spend, your credit, and your income, among other factors.
Here are some of the best credit cards for rich people:
... read full answer by William Memphis, WalletHub Credit Card AnalystDid we answer your question?
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