Yes, it is hard to get the Ink Business Cash® Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Ink Cash.
In order to get the Ink Cash, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN or Tax ID Number.
Keep in mind that even if you meet all of the requirements for the Ink Cash, you’re never guaranteed to be approved.
The Ink Business Cash® Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Ink Cash Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Ink Cash Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Ink Cash credit score requirement. You can check your credit score for free on WalletHub.
The easiest Chase credit card to get is the Chase Freedom® Student credit card because applicants can get approved with limited credit. This means the odds of approval are good even for people who are new to credit, making the Chase Freedom® Student credit card much easier to get than other Chase credit cards.… read full answer
Having one of these Chase credit cards may increase your chances of landing a higher-tier credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.
Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.
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