Adam McCann, Financial Writer
@adam_mcan
Yes, the Chase Sapphire Reserve® is a high-end card because it has lucrative rewards and charges a $795 annual fee. Its perks and rewards can save you money even with the high annual fee, depending on how much you take advantage of them.
Why the Chase Sapphire Reserve Is High-End
- Annual Fee: $795
- Rewards Earning Rate: 8 points per $1 spent on purchases made through Chase Travel℠ (including The Edit℠), 4 points per $1 on direct bookings with airlines and hotels, 3 points per $1 on dining, and 1 point per $1 on all other purchases
- Initial Bonus: 125,000 points for spending $6,000 in the first 3 months
- Benefits: A $300 annual travel credit, complimentary airport lounge access
Each high-end card is unique in the perks and rewards it offers, so it may be worth comparing the Chase Sapphire Reserve with other exclusive credit cards and the best credit cards overall to see which card best fits your lifestyle.
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People also ask
Is Chase Sapphire Reserve prestigious?
The Chase Sapphire Reserve® card is a prestigious credit card because it offers premium rewards and benefits, along with other generous perks. Chase Sapphire Reserve requires excellent credit and has a high annual fee of $795, but these features are common among high-end credit cards.
Why the Chase Sapphire Reserve® Card is Prestigious
- The card gives rewards of 1 - 8 points per $1 spent on purchases.
- New cardholders can earn an initial bonus of 125,000 points for spending $6,000 in the first 3 months.
- Chase Sapphire Reserve is a...
Does the Chase Sapphire Reserve give high credit limits?
The Chase Sapphire Reserve® card does give high credit limits, as it comes with a minimum credit limit of $10,000. Additionally, some Chase Sapphire Reserve cardholders have reported getting credit limits as high as $80,000.
The actual limit that any individual cardholder will get depends largely on their credit score and income. The higher a person’s income and credit score are, the higher their credit limit is likely to be.
Keep in mind that the starting credit...
read full answer by Chip Lupo, Credit Card WriterWhat is the highest end credit card?
The highest-end card is the American Express Platinum Card®. It has a wide array of high-end benefits, including airport lounge access and yearly credits for things like fees on a pre-selected airline, Uber charges, hotel stays, and Saks Fifth Avenue purchases (benefits require enrollment). The Platinum Card® also has a high-end annual fee, at $895, and it’s only available to people with good credit or better.
5 Highest-End Cards Right Now
- American Express Platinum Card®: Overall
- Capital One Venture X Rewards Credit Card (see details, rates & fees): Lounge...
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