Maria Adams, Credit Cards Moderator
@m_adams
Yes, Chase Sapphire Reserve is hard to get because it requires excellent credit for approval. Unless your credit score is 750 or higher and you have a lot of income, it will be difficult for you to get approved for the Chase Sapphire Reserve card.
What You Need to Get Chase Sapphire Reserve
- Excellent credit score of 750+
- Steady income
- Low debt relative to income
- Low housing costs relative to income
As with any other credit card for excellent credit, these requirements are not set in stone. It’s possible to get approved with a slightly lower credit score, for example, as long as other factors in your application make up for it. But meeting or surpassing each of these requirements will certainly make the Chase Sapphire Reserve card easier to get.
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People also ask
What are my Chase Sapphire Reserve approval odds?
Your Chase Sapphire Reserve approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the Chase Sapphire Reserve will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Chase Sapphire Reserve Approval Odds
- Excellent credit
- Enough income to pay credit card...
What is the Chase Sapphire Reserve credit score requirement?
The Chase Sapphire Reserve® credit score requirement is 750 or higher. That means people with excellent credit may have a decent shot at getting approved for the Chase Sapphire Reserve. You can check your credit score for free here on WalletHub to see if you qualify.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Chase Sapphire Reserve. Some other key criteria include your income, existing debt load,...
read full answer by WalletHub, Financial CompanyWhat is the easiest Chase credit card to get?
The Chase Freedom Rise® card is the easiest Chase credit card to get. But you still need good credit to get approved for the Chase Freedom Rise.
Easiest Chase Credit Cards to Get
- Chase Freedom Rise®: requires good credit or better
- Chase Freedom Unlimited®: requires good credit or better
- Chase Freedom Flex® Credit Card: requires good credit or better
- Chase Sapphire Preferred® Card: requires good credit or better
Having one of these Chase credit cards may increase your chances of...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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