Chip Lupo, Credit Card Writer
@CLoop
Yes, the Fingerhut Credit Account is a credit card. The Fingerhut Credit Card is issued by WebBank, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before you apply, though.
Key Facts About the Fingerhut Credit Card
- Issuer: WebBank
- For use at: Fingerhut.com
- Credit requirement: Bad credit
- Annual fee: $0
- APR: 35.99%
To summarize, the Fingerhut Credit Account is a real credit card, but it may or may not be the best credit card for you depending on your needs, qualifications and spending habits.
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People also ask
Is the Fingerhut Card credit card legit?
Yes, the Fingerhut Credit Account card is legit, real credit card. The Fingerhut Credit Card card is legit because it is issued by WebBank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The Fingerhut Credit Card also reports information to the major credit bureaus each month.
Why The Fingerhut Credit Card Card is Legit
- Issued by WebBank, FDIC member and BBB accredited with an "A+" rating.
- Rated 4.7/5 stars by...
What is the Fingerhut Credit Account credit limit?
The Fingerhut Credit Card credit limit is usually around $300 to start, according to forum posts, and some cardholders report limits as high as $3,500. WebBank does not include any specific Fingerhut Credit Card credit limit information in the card’s terms, though.
For the most part, Fingerhut Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the Fingerhut Credit Card...
read full answer by Cameron DiGiovanni, WriterWhat is the Fingerhut Credit Card credit score requirement?
The Fingerhut Credit Account is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for the Fingerhut Credit Account.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Fingerhut Credit Card Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit...
read full answer by Evelyn Boros, Credit Cards ModeratorDid we answer your question?
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