Theresa Chalfant, Writer
@theresa_chalfant
Yes, Starbucks is considered a restaurant for credit cards with a dining rewards category. Coffee shops like Starbucks are typically categorized as fast food restaurants based on their merchant category code, which credit card companies use to determine which rewards rate a particular purchase earns.
There are certain instances when a Starbucks might not be considered a restaurant. If it’s located inside another venue, like a stadium or grocery store, it might get categorized as something else. You can always check with your card issuer online or through customer service to see which category Starbucks and other businesses fall under.
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Does Starbucks count as a restaurant for Amex?
Yes, Starbucks counts as a restaurant for Amex credit cards that offer bonus rewards in the dining category. However, keep in mind that some American Express cards only provide these bonus points for purchases made at U.S. restaurants. Therefore, if you visit a Starbucks in Europe, you won’t earn the extra points unless your card offers bonus rewards for restaurant purchases worldwide.
It should also be noted that not every Starbucks qualifies as a restaurant. If...
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