Who do I talk to if I have a question?
17
UpvotesReply
WalletHub
You can call First Progress customer service at: 866-706-5543.
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard® Secured Credit Card
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Accepted Credit Scores
Accepted Credit Scores
Fair Credit, Limited History, Bad Credit
Minimum Security Deposit
$200
Fees
One-Time Fees$0
Annual Fee$39
Monthly Fee$0
APR on Purchases
18.49% (V)
Rewards
Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.
Imagine being rewarded for simply paying your bill each month.
WalletHub Review
by John Kiernan
March 13th, 2023
First Progress Platinum Select Pros & Cons
Qualify with limited or no credit history
Relatively low security deposit
1% cash back on payments
Membership fees
High regular APR
Foreign fee
First Progress Platinum Select's Additional Info
| cash advance fee | 3% (min $10) |
| cash advance APR | 24.49% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
No minimum credit history or credit score required!
Accepted wherever Mastercard® is accepted, online and worldwide!
Reports to all 3 major credit bureaus
Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Questions & Answers
Can't find what you are looking for? Submit your question about First Progress Platinum Select Mastercard® Secured Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Is the First Progress Platinum Select card a good credit card?
13
UpvotesReply
Keyaira Sutton
First Progress Platinum Select is a good card if you have no credit or bad credit.
It helps you build credit history by reporting to all three major credit reporting agencies. With that said, like most secured cards, the First Progress Platinum Select does require an initial security deposit,...
Can I get expedited shipping on my First Progress Platinum Select card?
12
UpvotesReply
WalletHub
First Progress Platinum Select Mastercard expedited shipping is not available for free, but you can pay $19.95 for Expedited Processing Service when you apply. This can help you get your card up to 7 days faster.
Just bear in mind this service is only available if you use a...
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How do I get a First Progress Platinum Select credit limit increase?
10
UpvotesReply
WalletHub
You can get a First Progress Platinum Select credit limit increase by calling (866) 706-5543. Keep in mind that the maximum credit limit you can have with the First Progress Platinum Select is $5,000 and because this is a secured credit card, the only way to get a higher...
How does the First Progress Platinum Select rental car insurance work?
10
UpvotesReply
WalletHub
Because it's a Mastercard, the First Progress Platinum Select has rental car insurance and you'll get the standard Collision Damage Waiver and theft coverage.
Of course, not all cars are covered, and you have to pay the whole thing with the card, but check the terms you got...
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My money was taken off my personal card to fund the security deposit. Didn't receive a card nor email but my money is gone?
8
UpvotesReply
Is the First Progress Platinum Select a credit card?
6
UpvotesReply
Chip Lupo
Yes, the First Progress Platinum Select Mastercard® Secured Credit Card is a credit card. The First Progress Platinum Select has an annual fee of $39, works wherever Mastercard is accepted, reports to the credit bureaus monthly, and allows you to pay off some purchases over time.
Still, it's...
Does First Progress Platinum Select do a hard pull?
5
UpvotesReply
WalletHub
No, the First Progress Platinum Select doesn't do a hard pull on your credit when you apply for it.
Your application will only result in a soft pull, which won't affect your credit score.
That being said, your chances of approval are good even if you have bad...
How can I go over my First Progress Platinum Select credit limit?
5
UpvotesReply
WalletHub
You cannot go over your First Progress Platinum Select credit limit.
This is a secured card, which means the security deposit serves as your credit line. After exhausting your entire credit line, your future transactions will be denied until you pay your bill. In order to increase your credit...
How do I cancel a First Progress Platinum Select credit card?
4
UpvotesReply
Chip Lupo
To cancel a First Progress Platinum Select credit card, call customer service at 1 (888) 403-4783 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account by mail.
Be aware that if there's a balance remaining on the canceled account, you will...
Compare The First Progress Platinum Select
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APR10.99% for 6 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*
Transfer Intro APRNot Offered
Regular APR18.49% (V)
Regular APR27.49% Variable
Regular APR23.74% (V)
Rewards Rate1% Cash Back
Rewards Rate1 - 2% Cash Back
Rewards Rate1% Cash Back
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First Progress Platinum Select Reviews
Share your insights and review the First Progress Platinum Select Mastercard® Secured Credit Card
3.4
3,715 reviews
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5 Star Rating
Verified CustomerGreat starter card to rebuild credit with. Give a deposit in the amount of the credit level you prefer and get the deposit back when you close out the account
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5 Star Rating
Verified CustomerThe Best card I've had without a doubt, they are very helpful and informative. And always available for help. I've had a lot of cards but none as flexible and low rates.
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1 Star Rating
Verified CustomerThe card sucks. it is aggravating to pay the bill. It seems like it makes you jump through hoops just to pay the bill every month. And if your late on your payment they freeze your SECURED card and won't let you use your own money BS!!!
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3 Star Rating
Verified CustomerClosed 1st progress credit card Last month Do not need a prepaid credit card anymore. So has been closed and paid off, Wasn't worth the interest charges and fees
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5 Star Rating
Verified CustomerGood customer service reasonable rates with the card, they are willing to work with you. Not hard to get in touch with so far it's been pleasant dealing with them and being a customer
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3 Star Rating
Verified CustomerI don't like this card would not advise anyone to get it. Doesn't help it is a hinder to your credit score. Look for another card ,this one isn't worth it.
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1 Star Rating
Verified CustomerAwful. I pay my bill on time and they still charge me late fees. They don't have any way to pay online either-- You have to use bill pay via your bank or Western Union.
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1 Star Rating
Verified CustomerThis is the worst card ever no matter how much you need a card choose another one, they take almost 3 weeks to process a payment ,then while your waiting for your payment to clear they charge you interest on your balance. Their customer service sucks like crap wallet hub should be ashamed of there self for promoting this card!!!
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1 Star Rating
This is the worst credit card I’ve ever had. Not worth the trouble. The only way you can make payments to it is through online banking bill pay or sending the payment by mail which takes longer so by the time you send the payment, it’s late. They don’t have any apps and their website is not user friendly at all. I wouldn’t recommend anyone to get this card ever!!
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4 Star Rating
Verified CustomerGood credit building card with decent annual charge and 17.99% apr. the only bad thing is it’s a secured card that never changes to unsecured but at least now you're able to add to security deposit. Customer service is great never had long wait times or issues getting an American person from Georgia.
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Review First Progress Platinum Select Mastercard® Secured Credit Card
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Offer last updated: Mar 13th, 2023 at 14:33 ET