First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card
Accepted Credit Scores
Fair Credit, Limited History, Bad Credit
Minimum Security Deposit
$200
Fees
APR on Purchases
18.74% (V)
Rewards
Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.
Imagine being rewarded for simply paying your bill each month.
WalletHub Review
First Progress Platinum Select Pros & Cons
Qualify with limited or no credit history
Relatively low security deposit
1% cash back on payments
Membership fees
High regular APR
Foreign fee
First Progress Platinum Select's Additional Info
cash advance fee | 3% (min $10) |
cash advance APR | 24.74% (V) |
foreign transaction fee | 3% |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
No minimum credit history or credit score required!
Accepted wherever Mastercard® is accepted, online and worldwide!
Reports to all 3 major credit bureaus
Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Questions & Answers
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Is the First Progress Platinum Select card a good credit card?
First Progress Platinum Select is a good card if you have no credit or bad credit.
It helps you build credit history by reporting to all three major credit reporting agencies. With that said, like most secured cards, the First Progress Platinum Select does require an initial security deposit,...
Can I get expedited shipping on my First Progress Platinum Select card?
First Progress Platinum Select Mastercard expedited shipping is not available for free, but you can pay $19.95 for Expedited Processing Service when you apply. This can help you get your card up to 7 days faster.
Just bear in mind this service is only available if you use a...
How do I get a First Progress Platinum Select credit limit increase?
You can get a First Progress Platinum Select credit limit increase by calling (866) 706-5543. Keep in mind that the maximum credit limit you can have with the First Progress Platinum Select is $5,000 and because this is a secured credit card, the only way to get a higher...
How does the First Progress Platinum Select rental car insurance work?
Because it's a Mastercard, the First Progress Platinum Select has rental car insurance and you'll get the standard Collision Damage Waiver and theft coverage.
Of course, not all cars are covered, and you have to pay the whole thing with the card, but check the terms you got...
My money was taken off my personal card to fund the security deposit. Didn't receive a card nor email but my money is gone?
Is the First Progress Platinum Select a credit card?
Yes, the First Progress Platinum Select Mastercard® Secured Credit Card is a credit card. The First Progress Platinum Select has an annual fee of $39, works wherever Mastercard is accepted, reports to the credit bureaus monthly, and allows you to pay off some purchases over time.
Still, it's...
Does First Progress Platinum Select do a hard pull?
No, the First Progress Platinum Select doesn't do a hard pull on your credit when you apply for it.
Your application will only result in a soft pull, which won't affect your credit score.
That being said, your chances of approval are good even if you have bad...
How can I go over my First Progress Platinum Select credit limit?
You cannot go over your First Progress Platinum Select credit limit.
This is a secured card, which means the security deposit serves as your credit line. After exhausting your entire credit line, your future transactions will be denied until you pay your bill. In order to increase your credit...
How do I cancel a First Progress Platinum Select credit card?
To cancel a First Progress Platinum Select credit card, call customer service at 1 (888) 403-4783 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account by mail.
Be aware that if there's a balance remaining on the canceled account, you will...
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First Progress Platinum Select Reviews
Share your insights and review the First Progress Platinum Select Mastercard® Secured Credit Card
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This is the worst card ever no matter how much you need a card choose another one, they take almost 3 weeks to process a payment ,then while your waiting for your payment to clear they charge you interest on your balance. Their customer service sucks like crap wallet hub should be ashamed of there self for promoting this card!!!
Good credit building card with decent annual charge and 17.99% apr. the only bad thing is it’s a secured card that never changes to unsecured but at least now you're able to add to security deposit. Customer service is great never had long wait times or issues getting an American person from Georgia.
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