WalletHub, Financial Company
@WalletHub
Yes, the Amazon Store Card is a credit card. More specifically, store cards work like any other type of credit cards. The sole exception is that you can only use most store cards at the retailer they’re affiliated with, which is Amazon in this case.
Amazon Store Card Details
- Initial Bonus: A $60 Amazon Gift Card upon approval.
- Ongoing Rewards: 5% back on Amazon.com and Whole Foods Market purchases for Prime members.
- Regular APR: 29.99% (V)
- Financing Offer: 0% for 6 - 24 months on pre-set minimum purchases as long as you pay your balance in full by the end of the promotional period. This deferred interest rate is offered for select Amazon.com items.
- Annual Fee: $0
- Minimum Credit Required: Fair credit
As with any credit card, the Amazon Store Card gets you a line of credit. Also, if you always pay your balance on-time and in full, you won’t be charged any interest.
Popular Credit Cards from Our Partners
People also ask
How does the Amazon store card work?
The Amazon Store Card works like any other credit card, except that it can only be used to make purchases on Amazon.com, at Whole Foods, and with other Amazon affiliates. The card is issued by Synchrony Bank, offers up to 5% back in rewards on purchases, and will charge interest if you carry a balance from month to month.
How the Amazon Store Card Works
- Earn rewards: This card offers $60 Amazon Gift Card upon approval. Plus, for Amazon Prime members, the Amazon Store Card will...
Can I use my Amazon store card at Walmart?
No, you cannot use your Amazon Store Card at Walmart, either in-store or online. This card can only be used at Amazon, Whole Foods Market, and merchants that accept Amazon Pay, and Walmart currently does not accept Amazon Pay as a payment method. The same goes for the Amazon Secured Credit Card.
However, there is an Amazon credit card that you can use at Walmart. You can shop at Walmart – or any merchant that takes Visa – with the Amazon Credit Card....
read full answer by John S Kiernan, Managing EditorCan I use my Amazon Store Card anywhere?
No, you cannot use your Amazon Store Card anywhere you want, as you can only use it for purchases at Amazon's physical stores, Whole Foods Market, Amazon Fresh, Amazon Go, and Amazon Style and Amazon.com. The Amazon Store Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Where You Can Use Your Amazon Store Card
- Amazon.com (Retail and Marketplace)
- Amazon Prime membership ...
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.