tom_szekely, Member
@tom_szekely
Mastercard rental car insurance covers physical damage or theft of an eligible rental vehicle, as well as loss-of-use charges and towing costs. Typically, Mastercard car rental insurance covers up to $50,000 or the price of the vehicle. To be eligible for this coverage, charge the entire car rental bill to your covered Mastercard credit card when you make the reservation and reject the insurance offered by the rental agency. The rental must also be made in your name.
Keep in mind that not all Mastercard credit cards have car rental insurance, and those that have it may not all provide the same coverage. Coverage and availability of secondary credit card benefits are up to the card issuer. It also depends on which tier of Mastercard you have – Standard, World, or World Elite. So, it’s important to review the benefits guide that came with your Mastercard for exact details.
Common Exclusions to the Mastercard Rental Car Coverage
- Antique automobiles, limousines, and any vehicle that costs more than $50,000
- Rental agreements that exceed 15 consecutive days
- All trucks, pick-ups, full-size vans mounted on truck chassis, cargo vans, campers, off-road vehicles and other recreational vehicles
- All sport utility trucks
- Trailers, motorbikes, motorcycles and any other vehicle with less than 4 wheels
Don’t forget that Mastercard car rental insurance is secondary insurance. That means it kicks in after your regular car insurance coverage and any other coverage you may have. To submit a Mastercard car rental insurance claim, call the number in the benefits guide that came with your card within 60 days of the incident.
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cgelzer12, Member
@cgelzer12
Physical damage, theft, loss of charges, towing bills, late fees and etc... they also cover up to 50,000 dollars or the price of the car.
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