Cameron DiGiovanni, Writer
@cdigiovanni20
No, there isn’t a McDonald’s credit card available at the moment. McDonald’s has never offered its own credit card, but their locations will accept credit cards issued by a U.S. Bank from all the major networks, like Visa, Mastercard, and American Express as valid forms of payment. In addition, McDonald’s customers can pay with cash, debit cards, and digital wallets such as Apple Pay and Google Pay. McDonald’s sells gift cards, called Arch Cards, too.
The closest McDonald’s has come to offering credit cards is when they give out a McGold card from time to time. The McGold card isn’t a credit card, as it extends no line of credit. Instead, it offers cardholders free McDonald’s food for a certain period of time. Naturally, this isn’t a card that you can apply for, and very few people actually have it.
McDonald’s Payment Options and Rewards Program
McDonald's does have a rewards program that allows customers to earn points for every purchase made through the app. Customers can link their credit or debit card in the McDonald’s app to pay for their orders so that they can use their MyMcDonald’s Rewards code to earn points and redeem rewards. However, this feature is available only at the front counter and drive-thru.
Alternative Credit Card Options
If you want a credit card that gets good rewards at McDonald’s, check out 2025’s best cards for restaurants and food delivery. Some good options include the Chase Freedom Unlimited® card, the Capital One Savor Cash Rewards Credit Card, and the U.S. Bank Altitude® Go Visa Signature® Card.
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People also ask
Do fast food restaurants accept credit cards?
Yes, most of the largest fast-food chains in the U.S. accept credit cards. That includes Pizza Hut, McDonald’s, Burger King, Subway and Taco Bell.
Many fast-food places now have chip card readers at the register where you can dip your chip-enabled card rather than swipe when you place your order. The transaction is more secure that way.
Some cards that give extra rewards for dining and restaurants will also include fast food purchases....
read full answer by Rhonda Stewart, WalletHub Loans AnalystDoes McDonalds take credit cards?
Yes, McDonald’s does take credit cards. Customers can pay with Visa, Mastercard, American Express, and Discover credit cards issued by a U.S. Bank at McDonald’s locations. Credit cards can also be used when ordering through the McDonald’s mobile app, as well as third-party delivery apps.
In addition to credit cards, McDonald’s accepts digital wallets like Apple Pay and Google Pay, Arch gift cards, debit cards, and cash. Payments with PayPal and Venmo are also available through the...
read full answer by Cameron DiGiovanni, WriterDoes fast food count as a restaurant for credit cards?
Yes, fast food does count as a restaurant for credit cards that have dining as a bonus rewards category. All major credit card companies include fast food locations within their definition of a restaurant for rewards purposes, including American Express, Bank of America, Capital One and Chase. For cardholders to earn bonus rewards, the fast food restaurant simply needs a merchant category code that properly reflects that it’s a restaurant.
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read full answer by Cameron DiGiovanni, WriterDid we answer your question?
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