The U.S. Bank Altitude® Go Visa Signature® Card foreign transaction fee is 3%. This means you will be subject to an additional charge whenever you use the U.S. Bank Altitude® Go Visa Signature® Card outside of the United States. Whether it's a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant, you will have to pay extra.

To learn more, refer to our guide on foreign transaction fees and our editors' picks for the best credit cards without foreign fees.

The easiest way you can redeem your U.S. Bank Altitude Go points is by logging in to your account and visiting the Rewards Center. Alternatively, you can redeem your rewards by calling (888) 229-8864 or by using the U.S. Bank mobile app.

How to Redeem Your U.S. Bank Altitude Go Points Online

1. Log in to your U.S. Bank credit card account.
2. Select "My accounts" at the top of the page and choose "My rewards."
3. Choose "Redeem Rewards & Access Card Benefits" to...

Yes, the U.S. Bank Altitude® Go Visa Signature® Card is a metal credit card. The U.S. Bank Altitude Go Card weighs around 11 grams, compared to 5 grams for a traditional credit card made of plastic. Functionally, the metal U.S. Bank Altitude Go Card doesn't work any differently than a plastic credit card, though it will be more durable.

Quick Facts About the Metal U.S. Bank Altitude Go Card

• Weight: 11 grams
• Annual fee: $0
• Ongoing rewards: 1 - 4 points per $1
• Notable benefits:...

U.S. Bank may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt, but it does not have any cards that guarantee a $5,000+ credit limit. The highest minimum credit limit on a U.S. bank credit card is $1,000 on the U.S. Bank Altitude® Go Visa Signature® Card. Maximum credit limits from US Bank can reportedly be as high as $25,000.

Keep in mind that the starting credit limit you get on any...

The U.S. Bank Altitude Go sign-up bonus is 20,000 points for spending $1,000 in the first 90 days.

In addition to the bonus, the U.S. Bank Altitude Go offers 1 - 4 points per $1 on purchases. Its annual fee is $0, and the card is available to people with excellent credit.

For more options, check out WalletHub's picks for the best credit card sign-up bonuses overall.

You cannot check for U.S. Bank Altitude Go pre-approval. U.S. Bank doesn't have a tool that lets you check for pre-approval online like some issuers do, although it's possible you could receive an offer for the card by mail if U.S. Bank decides to send one to you. In that case, all you have to do is visit the website listed in your pre-approval letter and enter the invitation code included with your offer.

Instead of waiting...

The credit score you need for the U.S. Bank Altitude Go card is 750 or better. That means people with excellent credit have a shot at getting approved for the U.S. Bank Altitude Go card.

Other things you need for the U.S. Bank Altitude Go card:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Altitude Go card, too. Some other key criteria include...

To log in to your U.S. Bank Altitude® Go Visa Signature® Card account, go to U.S. Bank's website or mobile app, enter your username and password in the appropriate fields, and click the button to sign in. If you don't already have an online account with U.S. Bank, you'll need to enroll first and set up a username and password.

How to Log in to Your U.S. Bank Altitude Go Account

1. Visit U.S. Bank's website or app. Navigate to the login box...

No, the U.S. Bank Altitude® Go Visa Signature® Card is not a good first-time credit card because it is only available to people with excellent credit. People who've never owned a credit card are unlikely to get approved unless they've built excellent credit through other means. There are plenty of good first-time credit cards on the market, though.

Best First-Time Credit Cards

You can learn more about the best first-time credit cards on WalletHub.

No, the U.S. Bank Altitude® Go Visa Signature® Card is not a cash back credit card. Although the U.S. Bank Altitude Go does not offer cash back directly, it does have rewards, giving 1 - 4 points per $1 spent on purchases, which you can redeem for cash back if you want. The U.S. Bank Altitude Go's annual fee is $0.

Key Things to Know About the U.S. Bank Altitude® Go Visa Signature® Card

• Rewards: 1 - 4 points per $1
• Annual fee: $0
• Regular APR: 17.49% - 27.49% (V)
• Foreign transaction fee: 3%
• Credit...