Does the Mercury Credit Card do a hard pull? This question is about the Mercury Credit Card

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Does the Mercury Credit Card do a hard pull?

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This question is about the Mercury Credit Card

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Brianne Larch, WalletHub Credit Card Analyst

@BrianneLarch • 12/03/21

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Yes, the Mercury Credit Card does a hard pull on your credit report when evaluating your credit card application. Having said that, you will need at least fair credit to get this card.

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage by reading this article.

This answer was first published on 12/03/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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* The information about the following cards has been independently collected by WalletHub: Mercury Credit Card.

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* The information about the following cards has been independently collected by WalletHub: Mercury Credit Card.

Does the Mercury Credit Card do a hard pull?

Brianne Larch, WalletHub Credit Card Analyst

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