Maria Adams, Credit Cards Moderator
@m_adams
The starting Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card credit limit is usually around $5,000 to start, according to forum posts. However, some cardholders report limits as high as $15,000. Navy Federal Credit Union does not include any specific credit limit information in the card’s terms, though.
For the most part, Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
Keep in mind that you can ask to get a credit limit increase by calling customer service number at (888) 842-6328. But it’s best not to ask more than once a year. Navy Federal Credit Union will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
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People also ask
What credit score do you need for the Navy Federal Flagship Rewards card?
The credit score you need for the Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card is at least 700. That means people with good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for this card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries,...
read full answer by Maria Adams, Credit Cards ModeratorHow can I get a Navy Federal credit limit increase?
You can get a credit limit increase from Navy Federal Credit Union by requesting one through your online account or by calling customer service at (888) 842-6328. You need to wait for at least 3 months after opening your account before asking for a Navy Federal credit limit increase. You should also wait a minimum of 3 months in between future credit limit increase requests. If you manage your account responsibly, you may even receive an automatic credit limit increase without asking...
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