Paddy Sullivan, WalletHub Credit Card Analyst
@PaddySully
There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards Visa Signature® Card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is also 17.99% (V). In addition, the card offers 1 - 5 points per $1 on purchases.
Credit Cards with No Cash Advance Fees and Low APRs
- High Rewards Rate: PenFed Platinum Rewards Visa Signature® CardLearn MoreLearn More
- High Rewards Rate: PenFed Platinum Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website
- High Rewards Rate: PenFed Platinum Rewards Visa Signature® CardLearn MoreLearn More
- No Minimum Deposit Required: Chime Credit CardLearn MoreLearn More
- No Minimum Deposit Required: Chime Credit CardLearn MoreLearn Moreon issuer's website
- No Minimum Deposit Required: Chime Credit CardLearn MoreLearn More
- Initial Bonus: DCU Visa® Platinum Secured Credit CardLearn MoreLearn More
- Initial Bonus: DCU Visa® Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Initial Bonus: DCU Visa® Platinum Secured Credit CardLearn MoreLearn More
- High Rewards Rate:
- No Minimum Deposit Required:
- Initial Bonus:
It is worth noting that every time you use your card at an ATM, you'll probably be charged with an ATM fee. Plus, there's no grace period on interest, so it starts accruing immediately. That's why you should avoid cash advances, unless it’s absolutely necessary.
However, there are plenty of credit cards that offer low APRs. The best low interest credit cards you can get are the Chase Freedom Unlimited® and the Wells Fargo Reflect® Card, but a credit score of at least 700 is required for approval.
People also ask
What 0% cash advance APR credit cards can I get?
There are a few 0% APR cash advance credit cards that you can get, such as the TD Clear Visa Platinum Credit Card. More specifically, this card charges no interest on cash advances, regular purchases, and balance transfers. Instead, you need to pay a $20 monthly membership fee.
Another good option is the Atlas Credit Card. This card comes with a cash advance APR of 0%, and a $2 cash advance fee. Just note that it comes with a $8.99* monthly fee.
Other...
read full answer by Alex Johnson, WalletHub Credit Card ConsultantHow do you get cash from a credit card?
You can get cash from a credit card through rewards redemption or by doing a cash advance. Rewards are the better option because they actually save you money. Cash advances have very high fees and interest, so they’re more of a last resort than anything else. If you do get one, you’ll want to pay it back as quickly as possible.
How to Get Cash From a Credit Card:
- Earn and redeem rewards:...
How do you get a cash advance from a credit card?
To get a cash advance from a credit card, you can withdraw the cash from an ATM using the four-digit PIN associated with your account. You can also ask the teller at a local bank branch for a cash advance, or use a convenience check from your credit card company.
How to Get a Credit Card Cash Advance at an ATM
- Insert your card.
- Enter your 4-digit security PIN.
- Select the...
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