James Bronzz, WalletHub Analyst
@jbronz
Getting a cash advance with the opensky is not a great idea because it is a secured credit card, which means it’s meant for building credit, not for withdrawing cash. Secured card credit limits are usually equal to the amount of the security deposit you put down to open the account. So, a cash advance with the opensky wouldn’t really let you borrow any money.
It’s also important to note that a credit card cash advance is a very expensive transaction. For starters, a cash advance fee and a high cash advance APR apply as soon as you withdraw the cash. There may be ATM-owner fees, too.
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ethelpcoleman59, Member
@ethelpcoleman59
Can I direct deposit my work check to my card
People also ask
How can I get the Capital One Platinum secured card cash advance?
Getting a cash advance with the Capital One Platinum Secured is not a great idea because it is a secured credit card, which means it’s meant for building credit, not for withdrawing cash. Secured card credit limits are usually equal to the amount of the security deposit you put down to open the account. So, a cash advance with the Capital One Platinum Secured wouldn’t really let you borrow any money.
It’s also important to note that a credit card...
read full answer by Andrew Sutton, MemberWhat's the best cash advance credit card?
The best cash advance credit card is the Star One Visa Signature Rewards Card because it has a $0 cash advance fee and a low cash advance APR (8.75%). Such low cash advance costs are very uncommon, as other cards typically charge cash advance fees of 3% to 5% with an interest rate well over 20%.
Best Cash Advance Credit Cards in 2025
| Card | Cash Advance Fee | Cash... |
What 0% cash advance APR credit cards can I get?
There are a few 0% APR cash advance credit cards that you can get, such as the TD Clear Visa Platinum Credit Card. More specifically, this card charges no interest on cash advances, regular purchases, and balance transfers. Instead, you need to pay a $20 monthly membership fee.
Another good option is the Atlas Credit Card. This card comes with a cash advance APR of 0%, and a $2 cash advance fee. Just note that it comes with a $8.99* monthly fee.
Other...
read full answer by Alex Johnson, WalletHub Credit Card ConsultantDid we answer your question?
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