Maria Adams, Credit Cards Moderator
@m_adams
PenFed doesn’t offer any business credit cards at the moment, unfortunately. PenFed credit cards are intended for personal use, but they typically come with low annual fees, competitive initial bonuses, 0% introductory APRs, attractive rewards or a combination of these features. You could even get one for business expenses, as long as you don’t use the same account for personal spending.
Having said that, there are several good business credit cards from other issuers that are available for you to choose from.
Notable Business Credit Cards
You can also check out our editors’ latest picks for the best business credit cards on the market to weigh your options.
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People also ask
Is it hard to get a PenFed credit card?
Yes, it is hard to get a PenFed credit card because all PenFed credit cards require at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for a PenFed credit card.
Minimum Credit Score for Notable PenFed Credit Cards
- PenFed Power Cash Rewards Visa Signature® Card: good credit
- PenFed Gold Visa® Card: good credit
- PenFed Platinum Rewards Visa Signature® Card: good credit
- PenFed Pathfinder® Rewards Visa Signature® Card:...
What are the PenFed Credit Union credit score requirements?
The PenFed Credit Union credit score requirement is 700 for all cards, which means that people with good credit or better have high approval odds.
If your credit score is below the threshold needed for a PenFed Credit Union credit card, it’s best to wait to apply until you meet the credit score requirement. You can check your credit score for free on WalletHub.
PenFed Credit Union Credit Score Requirements by Card
- PenFed Power Cash Rewards Visa Signature® Card: 700 (Good credit)...
What is the easiest business credit card to get?
The easiest business credit cards to get are secured business credit cards, such as the Bank of America® Business Advantage Unlimited Cash Rewards Secured credit card. It accepts applicants with bad credit and doesn't even require a minimum credit score, making it very easy to get. This card also rewards you with 1.5% cash back on all purchases and has a $0 annual fee.
Easiest Business Credit Cards to Get in 2025
- Best for Bad Credit: Business Advantage Unlimited Cash Rewards Secured Card
- Best for No Credit: Capital One Spark Classic for Business *
- Best for 0% APR and...
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