Benny Joseph, WalletHub Analyst
@Benjy_1
To reactivate a lost and found credit card, call the issuer as soon as possible and check whether it can be reactivated or not. In most instances, a credit card reported as lost is completely deactivated and a new one is issued. Some issuers allow cardholders to lock the card, either online or by requesting it through customer service. This option ensures that the card isn’t usable if someone finds it, but can be reactivated it if you find it.
If, however, you cancelled your credit card account, you may have to reapply. Call the credit card issuer to find out if there are any time limitations with regard to rescinding your cancellation or reapplying.
You can also check out the WalletHub guide on what to do if your credit card is lost or stolen. It’s also a good idea to monitor your credit report and watch for any unauthorized activities.
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People also ask
What should I do if I lost my Visa credit card?
The first thing to do when dealing with a lost Visa credit card is freeze the card through the card issuer’s website or mobile app, if possible. Next, report the lost Visa credit card to the bank or credit union that issued the card, and request a replacement. It usually takes 3-7 business days to get a replacement Visa card, but some issuers may offer expedited shipping, even for free.
After that, take a...
read full answer by Cameron DiGiovanni, WriterWhat can I do if I lost my Bank of America credit card?
To report a lost Bank of America credit card, immediately call Bank of America customer service at 1 (800) 732-9194. Bank of America will cancel the lost card and send a replacement credit card after verifying your identity over the phone. Bank of America allows you to report a lost credit card through its website.
How to Report a Lost Bank of America Credit Card
- Call Bank of America customer service at 1 (800) 732-9194.
- ...
How do I report a lost Chase credit card?
To report a lost Chase credit card, call Chase customer service immediately. Chase will cancel the lost card and send a replacement credit card after verifying your identity over the phone.
How to Report a Lost Chase Credit Card
- Call Chase customer service.
- Choose the option to report a lost or stolen card from the menu.
- Verify your identity once you’re connected to a representative by providing any requested information,...
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