John Miller, Credit Cards Moderator
@john_miller
You can rent a car with your Mission Lane Card just as you would with any other credit card. Seeing as how the card is a Visa, it will be accepted at almost any merchant that takes cards as a payment method.
However, it might not be a good idea to rent a car with your Mission Lane Card. Car rental companies usually put a hold on your credit line in the amount of the rental, plus the security deposit, until you return the car. Seeing as how the Mission Lane Card is a card meant for people with Limited History or fair credit, chances are that the credit limit won’t be high enough to support such an expense.
Even if the card’s credit limit is high enough, keep in mind that using a large part of, or all of your credit to pay for a rental could raise your credit utilization ratio, which will hurt your credit score. So, while it is possible to rent a car with the Mission Lane Card, you should maybe consider another payment method.
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I had no idea they offered primary rental coverage. I have a $1500 limit. My car rental usually ranges from 48.00 to 86.00. As long as you pay your balance in full before the statement generates, you don't have to worry about your utilization. I recommend to never carry a balance on your credit card, if you can't afford it in cash, don't put it on a credit card.