Chip Lupo, Credit Card Writer
@CLoop
The SoFi Credit Card credit limit is $1,000 or more. Everyone who gets approved for SoFi Credit Card is guaranteed a credit limit of at least $1,000, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The SoFi Credit Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the SoFi customer service number on the back of your card, but it’s best not to ask more than once a year.
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People also ask
Is the SoFi Credit Card metal?
The SoFi Unlimited 2% Credit Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the SoFi Credit Card and a metal credit card, though, so don’t dismiss the SoFi Credit Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.
Metal credit cards are usually expensive luxury cards. Some popular examples of metal credit cards...
read full answer by Chip Lupo, Credit Card WriterWhen does the Sofi Credit Card report to credit bureaus?
The SoFi Unlimited 2% Credit Card reports to the credit bureaus once each month, within days after the end of your monthly billing period. SoFi reports the card’s credit limit, account balance, payment status, and more to TransUnion, Equifax, and Experian.
After the SoFi Credit Card reports your account information to a credit bureau each month, it may take a few days before the updates appear on your credit report. When you first open a new SoFi Credit Card, you may not...
read full answer by Chip Lupo, Credit Card WriterHow do you get approved for a high limit credit card?
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
4 Steps on How to Get Approved for a High Limit Credit Card
1. Improve your credit score:
High limit...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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