Chip Lupo, Credit Card Writer
@CLoop
The minimum requirements for the Target Credit Card include being at least 18 years old, having a fair credit score of 640 or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number.
Minimum Target Credit Card Requirements
- Enough income to make the monthly minimum payment
- Fair credit or better (640+ credit score)
- 18+ years old with a checking or savings account
- Social Security number
- Employment information
- Physical U.S. address (no P.O. boxes)
If you apply for the Target Credit Card, make sure you enter all the required information completely and accurately. Knowingly reporting false or misleading information on a card application is a federal crime. Similarly, keep in mind that the above requirements are guidelines and approval is never guaranteed.
If you don't know whether your credit score qualifies you for the Target Credit Card, you can check it for free on WalletHub. It's also worth checking out our editor's guide on how to improve your credit score.
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People also ask
How do I check my Target Credit Card application status?
You can check your Target Credit Card application status by calling 1 (800) 424-6888. When you call, you’ll need to provide the required information so that TD Bank can match you to your application. TD Bank does not allow you to check your application status online
How to Check Your Target Credit Card Application Status
- Call 1 (800) 424-6888.
- Follow the automated prompts that lead to an application status check or connect with a representative and tell them you’d...
What is the Target Credit Card credit score requirement?
The Target Credit Card requires fair credit or better (640+ credit score) for good approval odds. When you apply for a Target Credit Card, the issuer will also consider your income, employment status, debts, housing information, and more.
Here are the Target Credit Card requirements for approval:
- Minimum credit score: 640+ (at least fair)
- Age requirement: 18 years old
- Income requirement: Enough to afford monthly payments (wages, investments, etc.)
- Citizenship: Must be a U.S. citizen...
What is a good income for a credit card?
A good annual income for a credit card is more than $62,000 per year, since that puts you above the U.S. median. At the very least, you are required to have enough income to afford the monthly minimum payments on a credit card, along with your other financial obligations.
Having enough money to pay the monthly bills is the only official minimum income requirement for credit card approval in general, but individual credit card...
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