Chip Lupo, Credit Card Writer
@CLoop
The Target Mastercard credit limit is usually around $6,000 to start, according to forum posts, and some cardholders report limits as high as $8,000. The issuer does not include any specific credit limit information in the card’s terms, though.
For the most part, Target Mastercard credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the Target Mastercard credit limit that you start with isn’t necessarily your credit line forever. You may get a Target Mastercard credit limit increase if the issuer decides to review your account and they grant you an increase automatically. At the moment, you cannot request a Target Mastercard credit limit increase directly, as the issuer does not offer this option.
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How do I increase my Target Credit Card credit limit?
You can increase your Target Credit Card credit limit by using the card regularly, staying below your credit limit, and paying more than the minimum amount due each month. Target does not accept credit limit increase requests from cardholders, though they do keep track of your account activity to see if you are eligible for a credit limit increase. If you do qualify for a higher credit limit, the increase will apply automatically, and you will be notified via email.
read full answer by WalletHub, Financial CompanyWhat is the Target Credit Card credit score requirement?
The Target Credit Card requires fair credit or better (640+ credit score) for good approval odds. When you apply for a Target Credit Card, the issuer will also consider your income, employment status, debts, housing information, and more.
Here are the Target Credit Card requirements for approval:
- Minimum credit score: 640+ (at least fair)
- Age requirement: 18 years old
- Income requirement: Enough to afford monthly payments (wages, investments, etc.)
- Citizenship: Must be a U.S. citizen...
What is the TD Bank credit limit?
TD Bank credit limits are $300 to $5,000, at a minimum, depending on the card. The TD Bank credit card with the highest starting credit limit is the TD First Class Credit Card, which is also rumored to offer limits as high as $18,000 to people with a lot of income.
TD Bank Credit Limits by Credit Card
- TD Cash Secured Credit Card: $300+
- TD First Class Visa Signature® Credit Card: $5,000+
- TD Cash Credit Card: $500+
- TD Double Up Credit Card: $500+
- TD Business Solutions Credit Card: $500+...
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