Chip Lupo, Credit Card Writer
@CLoop
No, you cannot get a TD Bank credit card with no credit. You will need at least a bad credit score to get approved for your own TD Bank credit card account, in most cases, though people with lower scores or no credit history can still be added to an account as an authorized user.
Being an authorized user on a TD Bank credit card can help you improve your credit score to the point where you can qualify for your own account. Alternatively, you might want to apply for a card from a bank or credit union that does offer credit cards for people with no credit.
Either way, you can sign up for a free WalletHub account in order to get personalized recommendations for credit cards with high approval odds, as well as free access to your latest credit score and report.
Popular TD Bank Credit Cards
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No Interest
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Cash Back
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0% Intro APR
People also ask
Does TD Bank give instant approval?
TD Bank gives instant approval on its credit cards, but only some of the time. Instant approval is possible when applying for a TD Bank credit card online, though getting approved for an account – immediately or otherwise – is never guaranteed. Fortunately, there are several things that can increase your chances of getting approved right away, from having a high credit score to making sure you fill out the application accurately.
Factors That...
read full answer by Jason Miles, Wallethub Credit Card ConsultantHow Long Does It Take to Get a TD Credit Card?
It takes 7 - 10 business days to receive a TD credit card once the application is approved. The timeline is the same for replacement cards, though replacement cards have the option of 48-hour expedited delivery, which may incur a fee of up to $25. TD Bank does not offer expedited delivery for new credit cards.
The total time it takes to get a TD credit card ultimately depends on how quickly you're approved for...
read full answer by Chip Lupo, Credit Card WriterHow can I check my TD Bank credit card application status?
You can check your TD Bank credit card application status by calling 1-888-561-8861. When you call, you’ll need to provide your Social Security number so that TD Bank can match you to your application. You cannot check your TD Bank application status online.
How to Check Your TD Bank Credit Card Application Status
- Call 1-888-561-8861.
- Follow the prompts that lead to an application status check or connect with a representative and...
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