Total Rewards Visa benefits include a $0 annual fee, a $100 initial rewards bonus, auto rental insurance, emergency support, $0 fraud liability, and free credit score reports. Cardholders who make a purchase within 90 days of opening an account also receive a buffet pass valid at all Caesars resorts and get upgraded to Total Rewards Platinum status. Platinum status gives cardholders discounts at spas and gift shops, as well as pre-sale access to select shows.
Benefits like auto rental insurance and $0 fraud liability come with a lot of other credit cards, so they don’t set the Total Rewards Visa apart. Still, it’s important to understand what exactly the benefits are and how they work. That way cardholders can be sure to take full advantage of them and save the most money possible.
The auto rental collision damage waiver insures you when you drive rental vehicles. You’ll receive the benefit when you decline the rental agency’s insurance and use your Total Rewards Visa to pay for the reservation. You’ll be covered for damage due to collision or theft.
In terms of rewards, cardholders earn 5 reward credits per dollar spent at Caesars Rewards resorts and casinos and on tickets through TR Live Events. They also earn 2 reward credits for every dollar spent on flights, gas, and groceries, and 1 credit on everything else. The Total Rewards Visa card’s signup bonus is 10,000 reward credits (redeemable for $100) after cardholders spend $750 in the first 90 days.
The emergency support benefit is for situations in which you’ve lost or damaged your card, or had it stolen. Visa will block the card (if stolen) and connect you with the card’s issuer. Once the issuer has approved, you’ll be sent a replacement card within 1-3 business days. As an alternative, Visa can arrange for cash to be available at a location near you within hours of your issuer’s approval.
Finally, $0 fraud liability protects cardholders from unauthorized use of their card or account information. So they aren’t responsible for any fraudulent charges that pop up on their account. Total Rewards Visa cardholders also get free credit scores on their account summary.
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