You can make a Union Plus Credit Card payment online, by mail, through the Capital One mobile app, or by phone. Paying online or with the app is the easiest way to do it. Simply log in on the Capital One mobile app or the Union Plus Capital One portal here, and find the payments section. You will have to provide your bank account and routing numbers to fund the payment. Online payments will post to your account within 1-2 days.
To mail in a payment, send a check or money order to the mailing address listed on your monthly credit card statement. Note that Capital One does not accept cash through the mail, and mailing a payment could take a week or longer to process.
You may also be able to make a payment over the phone at 800-622-2580. Have your credit card number nearby, because they will ask you for it.
The Union Plus Credit Card is unfortunately not compatible with Samsung Pay. Even though Capital One is among Samsung Pay’s list of accepted banks, this is a partner card, which excludes it from the list.
In any case, you can see the full list of supported cards and banks here.
You can't opt in to go over your Union Plus Credit Card credit limit. Capital One, the issuer, used to have a policy called Over the Credit Limit Coverage where people could opt in to exceed their credit limit, but that's no longer a thing.
However, according to Capital One, sometimes, an over-limit purchase (such as a hotel booking) might process, but that’s never guaranteed to happen.… read full answer
Capital One no longer charges any fees for over-limit purchases, so if you make a purchase that goes over and it happens to still get processed, you won’t be penalized.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.