Chip Lupo, Credit Card Writer
@CLoop
Yes, the United Business Credit Card does have travel insurance benefits, the best of which are baggage delay insurance and trip cancellation/interruption insurance. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your United Business Credit Card.
Types of United Business Credit Card Travel Insurance
- Trip delay insurance: This benefit reimburses you for necessary expenses, such as a hotel room, if your trip is delayed for 12 hours or more.
- Trip cancellation/interruption insurance: This benefit covers you against unforeseen cancellations or interruptions that cut your trip short. It only applies to pre-paid, non-refundable travel expenses.
- Baggage delay insurance: If your baggage arrives over 6 hours late to your destination, you’re covered for essentials that you purchase because of the delay.
- Lost/damaged baggage insurance: If your luggage is lost or stolen, you can get reimbursed for the contents of the luggage up to $3,000.
- Travel accident insurance: This insurance covers you in the event of death or dismemberment during transit.
- Rental car insurance: This benefit covers you against damage to the rental vehicle that results from a collision or theft.
Exclusions and coverage limits apply to many of these benefits, so make sure to check your United Business Credit Card’s guide to benefits for more details on each type of insurance.
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