What's the best U.S. Bank credit card with no foreign transaction fees?

Visa, Mastercard, American Express, and Discover credit cards can be used internationally, though Visa and Mastercard credit cards are more widely accepted abroad. Credit cards without foreign transaction fees are also crucial when traveling internationally. You’ll save an average of 1.49% on each purchase, compared to a card with a foreign transaction fee. As a result, Visa and Mastercard credit cards with no foreign fees are the best credit cards to use internationally.… read full answer

Best Credit Cards for International Travel

• Capital One Venture Rewards Credit Card
• Chase Sapphire Preferred® Card
• Citi Premier® Card
• Capital One Quicksilver Cash Rewards Credit Card
• Bank of America® Travel Rewards credit card

When purchasing from international merchants, remember to also watch out for dynamic currency conversion. By avoiding foreign transaction fees and dynamic currency conversion, you could save up to 10% when using a credit card abroad.

Finally, be aware that chip-and-PIN cards will be slightly more useful when traveling abroad than chip-and-signature cards. Unmanned kiosks, for example, may require a PIN from a chip-and-PIN card. That said, you’ll get around fine if you have any low-fee card on the Visa or Mastercard network and some of the local currency as backup.

The easiest way you can submit your U.S. Bank travel notice is online, with the U.S. Bank mobile app, or by phone at (800) 285-8585.

A U.S. Bank travel notice is not required, but U.S. Bank recommends that cardholders notify them when traveling outside of the country. Without proper notice, U.S. Bank may freeze your account for suspicion of fraud due to transactions being made from outside your normal area, geographically.… read full answer

Here’s how to submit your U.S. Bank travel notice:

• Online: Log into your account and go to the “Customer Service” tab. Click on the “Self Service” link, then select “Travel Notification” and enter the dates and destination(s) of your trip.
• Via the mobile app: Log into the U.S. Bank mobile app and select “Menu.” From there, choose “Manage Cardss” and then select the card you’ll be traveling with, then “Travel Notification”. Select “Add a Trip” to enter the dates and destination(s) on your itinerary.
• By phone: Call customer service at (800) 285-8585 and let them know the dates and destination(s) of your trip.

So, if you’re going to be traveling abroad, don’t forget to set your US Bank travel notice. The last thing you need on vacation is to worry about whether you’ll be able to use your credit card or not.

The U.S. Bank foreign transaction fee is either 0% or 3% of the purchase amount or foreign ATM cash advance transaction, depending on the card. Plus, if you want to withdraw cash abroad, be prepared to pay a $2.50 non-U.S. Bank ATM fee as well.

U.S. Bank Foreign Transaction Fees

• U.S. Bank Altitude® Go Visa Signature® Card: 0%
• U.S. Bank Altitude Reserve Visa Infinite® Card: 0%
• U.S. Bank Altitude® Connect Visa Signature® Card: 0%
• U.S. Bank FlexPerks® Gold American Express® Card: 0%
• U.S. Bank Cash+® Visa Signature® Card: 3%
• U.S. Bank Visa® Platinum Card: 3%
• U.S. Bank Secured Visa® Card: 3%

If you’re going abroad, be sure to take a credit card that won’t rack up foreign transaction fees. And if you have a bank account with U.S. Bank, stay away from international ATMs. The foreign withdrawal fees are pretty high.