Chip Lupo, Credit Card Writer
@CLoop
You can get a USAA cash advance at an ATM, bank, or credit union. You can also take out a cash advance using a convenience check provided by USAA, or transfer money directly from your credit card into your bank account.
For ATM cash advances, you’ll need to request a PIN first by contacting USAA. If you’re doing a cash advance with a teller at a branch, you won’t need a PIN, but make sure you bring your driver’s license or another ID.
USAA Cash Advance Locations
- ATMs
- Banks
- Credit unions
It’s also worth pointing out that certain transactions you might assume to be purchases are actually viewed as cash advances by USAA. For example, you will be charged cash advance fees and interest rates if you send money using a money transfer app. Also, buying money orders, traveler's checks, bail bonds, lottery tickets, gambling chips and other similar “cash-like” items with your USAA card will be treated like a cash advance. By making these transactions, you may end up paying the cost of a cash advance without the benefit of cash in your pocket.
Cash advances should be treated as a last resort due to their high costs. You’ll pay interest from the day you take out the cash, often at a higher rate than your normal purchase APR, and USAA will charge you a cash advance fee. There may even be ATM fees if you use an out-of-network machine.
To learn more, check out WalletHub’s guide to credit card cash advances.
People also ask
What is the USAA cash advance limit?
The USAA cash advance limit is between $510 and $2,500 (depending on how you access your credit), and you can find more details on your monthly statement or by calling USAA customer service. You'll also need to contact customer service to get a PIN if you're getting a cash advance at an ATM.
Key Things to Know About USAA Cash Advances
- USAA charges fees and separate interest rates for cash advances. USAA...
How can I get a USAA cash advance?
To get a USAA cash advance, use a USAA credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact USAA customer service at the number on the back of your card to request one.
How to Get a USAA Cash Advance at an ATM
- Call USAA customer service at the number on...
What is a credit card cash advance limit?
A credit card cash advance limit is the maximum amount you can withdraw from the card’s full credit line as a cash advance. Cash advance limits often range from around 5% to 30% of your credit card limit, according to online reports, though the percentage can vary based on the card issuer.
The cash advance limit is also called cash credit line or cash access line, depending on the card issuer. They all refer to the...
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