Chip Lupo, Credit Card Writer
@CLoop
All USAA credit cards have no foreign transaction fees. With any USAA credit card, cardholders will save an average of 3% on each purchase they make abroad or with an international merchant, compared to the average credit card offer. This may not seem like much, but it can add up over the course of an overseas vacation or when shopping online with foreign merchants.
Best USAA Credit Cards with No Foreign Transaction Fee
- USAA® Rewards™ American Express® Card
- US Bank FlexPerks℠ Select Rewards Visa® Credit Card
- U.S. Bank Shield™ Visa® Card
In addition to using a card with no foreign transaction fee, you’ll want to avoid dynamic currency conversion while you’re abroad. By doing these two things, you could save up to 10% when traveling internationally.
People also ask
Does my credit card have foreign transaction fees?
Your credit card will likely have a foreign transaction fee of around 3% if it is from Chase, PNC, Bank of America, Barclays or U.S. Bank, which charge foreign fees on most (but not all) of their cards. Your credit card will not have a foreign transaction fee if it is from Capital One, Discover, USAA, PenFed or HSBC.
Credit Card Issuers That Do Not Charge Foreign Transaction Fees
read full answer by Chip Lupo, Credit Card WriterHow much is the USAA Rewards Visa foreign transaction fee?
The USAA® Rewards™ Visa Signature® Card foreign transaction fee is 0%. This means you won’t be subject to an additional charge whenever you use the USAA® Rewards™ Visa Signature® Card card outside of the United States. Whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant, you won’t have to pay extra.
To learn more, refer to our guide on foreign transaction fees and our editors’ picks for the best credit cards without foreign fees.
read full answer by Chip Lupo, Credit Card WriterHow do I avoid foreign transaction fees?
The best way to avoid foreign transaction fees is to use a debit or credit card that waives foreign fees when you're traveling abroad or making online purchases from international retailers. About 25% of credit card offers don't have foreign transaction fees, so there’s no reason to pay the extra charge.
How to avoid foreign transaction fees
- Get a credit card with no foreign transaction fee
- Understand that foreign fees can...
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